{"id":63996,"date":"2025-01-04T16:23:07","date_gmt":"2025-01-04T21:23:07","guid":{"rendered":"https:\/\/www.smileswallet.com\/canada\/?p=63996"},"modified":"2026-04-15T03:47:56","modified_gmt":"2026-04-15T07:47:56","slug":"cach-dang-ky-va-su-dung-interac-tai-cac-ngan-hang-canada","status":"publish","type":"post","link":"https:\/\/www.smileswallet.com\/canada\/vi\/cach-dang-ky-va-su-dung-interac-tai-cac-ngan-hang-canada\/","title":{"rendered":"C\u00e1ch \u0110\u0103ng K\u00fd V\u00e0 S\u1eed D\u1ee5ng Interac T\u1ea1i C\u00e1c Ng\u00e2n H\u00e0ng Canada"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">Interac e-Transfer l\u00e0 d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n \u0111i\u1ec7n t\u1eed ph\u1ed5 bi\u1ebfn t\u1ea1i Canada, gi\u00fap b\u1ea1n g\u1eedi v\u00e0 nh\u1eadn ti\u1ec1n d\u1ec5 d\u00e0ng ch\u1ec9 v\u1edbi \u0111\u1ecba ch\u1ec9 email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i. \u0110\u00e2y l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 ti\u1ec7n l\u1ee3i cho vi\u1ec7c thanh to\u00e1n h\u00f3a \u0111\u01a1n, chia ti\u1ec1n \u0103n u\u1ed1ng, ho\u1eb7c g\u1eedi ti\u1ec1n cho gia \u0111\u00ecnh v\u00e0 b\u1ea1n b\u00e8. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd h\u01b0\u1edbng d\u1eabn chi ti\u1ebft c\u00e1ch \u0111\u0103ng k\u00fd v\u00e0 s\u1eed d\u1ee5ng Interac t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng Canada.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Interac e-Transfer L\u00e0 G\u00ec?<\/h2>\n\n\n\n<p class=\"has-medium-font-size\">Interac e-Transfer l\u00e0 d\u1ecbch v\u1ee5 cho ph\u00e9p b\u1ea1n chuy\u1ec3n ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a m\u00ecnh \u0111\u1ebfn t\u00e0i kho\u1ea3n kh\u00e1c m\u1ed9t c\u00e1ch nhanh ch\u00f3ng m\u00e0 kh\u00f4ng c\u1ea7n bi\u1ebft th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi nh\u1eadn.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>L\u1ee3i \u00edch c\u1ee7a Interac e-Transfer:<\/strong><br>&#8211; Nhanh ch\u00f3ng: Ti\u1ec1n \u0111\u01b0\u1ee3c chuy\u1ec3n ch\u1ec9 trong v\u00e0i ph\u00fat.<br>&#8211; An to\u00e0n: D\u1eef li\u1ec7u \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a v\u00e0 giao d\u1ecbch \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi ng\u00e2n h\u00e0ng.<br>&#8211; D\u1ec5 s\u1eed d\u1ee5ng: Ch\u1ec9 c\u1ea7n \u0111\u1ecba ch\u1ec9 email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a ng\u01b0\u1eddi nh\u1eadn.<br>&#8211; Ti\u1ec7n l\u1ee3i: Kh\u00f4ng c\u1ea7n d\u00f9ng ti\u1ec1n m\u1eb7t hay vi\u1ebft s\u00e9c.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"474\" height=\"210\" src=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/Interac_eTransfer_logo.jpg\" alt=\"\" class=\"wp-image-64000\" srcset=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/Interac_eTransfer_logo.jpg 474w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/Interac_eTransfer_logo-150x66.jpg 150w\" sizes=\"auto, (max-width: 474px) 100vw, 474px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e1ch \u0110\u0103ng K\u00fd Interac e-Transfer T\u1ea1i C\u00e1c Ng\u00e2n H\u00e0ng Canada<\/h2>\n\n\n\n<p class=\"has-medium-font-size\">\u0110\u1ec3 s\u1eed d\u1ee5ng Interac e-Transfer, b\u1ea1n c\u1ea7n c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 d\u1ecbch v\u1ee5 n\u00e0y. C\u00e1c ng\u00e2n h\u00e0ng l\u1edbn t\u1ea1i Canada nh\u01b0 RBC, TD, CIBC, Scotiabank, v\u00e0 BMO \u0111\u1ec1u cung c\u1ea5p Interac.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>B\u01b0\u1edbc 2:<\/strong> K\u00edch Ho\u1ea1t Ng\u00e2n H\u00e0ng Tr\u1ef1c Tuy\u1ebfn<br>H\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u y\u00eau c\u1ea7u b\u1ea1n k\u00edch ho\u1ea1t ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn (online banking) \u0111\u1ec3 s\u1eed d\u1ee5ng Interac.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>B\u01b0\u1edbc 1:<\/strong> M\u1edf T\u00e0i Kho\u1ea3n Ng\u00e2n H\u00e0ng<br>N\u1ebfu b\u1ea1n ch\u01b0a c\u00f3 t\u00e0i kho\u1ea3n, h\u00e3y \u0111\u1ebfn chi nh\u00e1nh g\u1ea7n nh\u1ea5t ho\u1eb7c \u0111\u0103ng k\u00fd tr\u1ef1c tuy\u1ebfn t\u1ea1i ng\u00e2n h\u00e0ng m\u00e0 b\u1ea1n ch\u1ecdn. H\u00e3y \u0111\u1ea3m b\u1ea3o ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 d\u1ecbch v\u1ee5 Interac e-Transfer.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">Truy c\u1eadp trang web ho\u1eb7c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u0110\u0103ng k\u00fd b\u1eb1ng th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng (s\u1ed1 t\u00e0i kho\u1ea3n, m\u00e3 PIN, ho\u1eb7c m\u00e3 kh\u00e1ch h\u00e0ng).<\/li>\n\n\n\n<li class=\"has-medium-font-size\">th\u1ef1c t\u00e0i kho\u1ea3n b\u1eb1ng email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i.<br>B\u01b0\u1edbc 3: \u0110\u0103ng K\u00fd S\u1eed D\u1ee5ng Interac e-Transfer<\/li>\n\n\n\n<li class=\"has-medium-font-size\">\u0110\u0103ng nh\u1eadp v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">T\u00ecm m\u1ee5c Interac e-Transfer (th\u01b0\u1eddng n\u1eb1m trong menu &#8220;Transfer&#8221; ho\u1eb7c &#8220;Payments&#8221;).<\/li>\n\n\n\n<li class=\"has-medium-font-size\">K\u00edch ho\u1ea1t d\u1ecbch v\u1ee5 n\u1ebfu \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea1n x\u00e1c th\u1ef1c th\u00f4ng tin qua email ho\u1eb7c tin nh\u1eafn SMS.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"647\" src=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/interac-deposit-bank-selection-page-1024x647.jpg\" alt=\"\" class=\"wp-image-64001\" srcset=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/interac-deposit-bank-selection-page-1024x647.jpg 1024w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/interac-deposit-bank-selection-page-640x405.jpg 640w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/interac-deposit-bank-selection-page-150x95.jpg 150w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/interac-deposit-bank-selection-page-768x486.jpg 768w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2025\/01\/interac-deposit-bank-selection-page.jpg 1455w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">H\u01b0\u1edbng D\u1eabn S\u1eed D\u1ee5ng Interac e-Transfer<\/h2>\n\n\n\n<p class=\"has-medium-font-size\"><strong>C\u00e1ch G\u1eedi Ti\u1ec1n Qua Interac e-Transfer<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list has-medium-font-size\">\n<li>\u0110\u0103ng nh\u1eadp v\u00e0o ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng.<\/li>\n\n\n\n<li>T\u00ecm m\u1ee5c Interac e-Transfer.<\/li>\n\n\n\n<li>Ch\u1ecdn Send Money (G\u1eedi ti\u1ec1n).<\/li>\n\n\n\n<li>Nh\u1eadp th\u00f4ng tin ng\u01b0\u1eddi nh\u1eadn:<\/li>\n\n\n\n<li>\u0110\u1ecba ch\u1ec9 email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a ng\u01b0\u1eddi nh\u1eadn.<\/li>\n\n\n\n<li>S\u1ed1 ti\u1ec1n c\u1ea7n g\u1eedi.<\/li>\n\n\n\n<li>Th\u00eam tin nh\u1eafn (n\u1ebfu c\u1ea7n).<\/li>\n\n\n\n<li>\u0110\u1eb7t c\u00e2u h\u1ecfi b\u1ea3o m\u1eadt v\u00e0 c\u00e2u tr\u1ea3 l\u1eddi (n\u1ebfu ng\u01b0\u1eddi nh\u1eadn ch\u01b0a \u0111\u0103ng k\u00fd nh\u1eadn ti\u1ec1n t\u1ef1 \u0111\u1ed9ng).<\/li>\n\n\n\n<li>X\u00e1c nh\u1eadn giao d\u1ecbch v\u00e0 g\u1eedi ti\u1ec1n.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>C\u00e1ch Nh\u1eadn Ti\u1ec1n Qua Interac e-Transfer<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list has-medium-font-size\">\n<li class=\"has-medium-font-size\">Khi ai \u0111\u00f3 g\u1eedi ti\u1ec1n, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c email ho\u1eb7c tin nh\u1eafn th\u00f4ng b\u00e1o.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Nh\u1ea5p v\u00e0o li\u00ean k\u1ebft trong email\/tin nh\u1eafn.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Ch\u1ecdn ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n v\u00e0 \u0111\u0103ng nh\u1eadp v\u00e0o t\u00e0i kho\u1ea3n tr\u1ef1c tuy\u1ebfn.<\/li>\n\n\n\n<li>Nh\u1eadp c\u00e2u tr\u1ea3 l\u1eddi b\u1ea3o m\u1eadt (n\u1ebfu c\u00f3) v\u00e0 x\u00e1c nh\u1eadn nh\u1eadn ti\u1ec1n.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>C\u00e1ch T\u1ef1 \u0110\u1ed9ng Nh\u1eadn Ti\u1ec1n (Auto-Deposit)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list has-medium-font-size\">\n<li>M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng cho ph\u00e9p b\u1ea1n \u0111\u0103ng k\u00fd t\u00ednh n\u0103ng Auto-Deposit, gi\u00fap nh\u1eadn ti\u1ec1n t\u1ef1 \u0111\u1ed9ng m\u00e0 kh\u00f4ng c\u1ea7n tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi b\u1ea3o m\u1eadt.<\/li>\n\n\n\n<li>\u0110\u0103ng nh\u1eadp v\u00e0o ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn, t\u00ecm m\u1ee5c &#8220;Auto-Deposit&#8221;, v\u00e0 li\u00ean k\u1ebft t\u00e0i kho\u1ea3n v\u1edbi email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Ph\u00ed D\u1ecbch V\u1ee5 Interac e-Transfer<\/strong><\/p>\n\n\n\n<p class=\"has-medium-font-size\">Ph\u00ed s\u1eed d\u1ee5ng Interac e-Transfer th\u01b0\u1eddng kh\u00e1c nhau t\u00f9y ng\u00e2n h\u00e0ng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">Mi\u1ec5n ph\u00ed cho c\u00e1c giao d\u1ecbch c\u00e1 nh\u00e2n \u1edf m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0 Scotiabank ho\u1eb7c Tangerine.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Ph\u00ed nh\u1ecf (1-1.50 CAD) v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Ki\u1ec3m tra ch\u00ednh s\u00e1ch c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Nh\u1eefng L\u01b0u \u00dd Khi S\u1eed D\u1ee5ng Interac e-Transfer<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">\u0110\u1ea3m b\u1ea3o th\u00f4ng tin ch\u00ednh x\u00e1c: Nh\u1eadp sai email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u00f3 th\u1ec3 khi\u1ebfn giao d\u1ecbch b\u1ecb ch\u1eadm ho\u1eb7c th\u1ea5t b\u1ea1i.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">C\u1ea9n th\u1eadn v\u1edbi c\u00e2u h\u1ecfi b\u1ea3o m\u1eadt: \u0110\u1eb7t c\u00e2u h\u1ecfi d\u1ec5 nh\u1edb nh\u01b0ng kh\u00f3 \u0111o\u00e1n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Ki\u1ec3m tra h\u1ea1n m\u1ee9c giao d\u1ecbch: M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f3 h\u1ea1n m\u1ee9c t\u1ed1i \u0111a cho m\u1ed7i giao d\u1ecbch ho\u1eb7c m\u1ed7i ng\u00e0y.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\">Interac e-Transfer l\u00e0 c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh ti\u1ec7n l\u1ee3i v\u00e0 hi\u1ec7u qu\u1ea3 cho ng\u01b0\u1eddi m\u1edbi \u0111\u1ebfn Canada. Vi\u1ec7c \u0111\u0103ng k\u00fd v\u00e0 s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch nhanh ch\u00f3ng m\u00e0 c\u00f2n t\u1ea1o s\u1ef1 thu\u1eadn ti\u1ec7n trong cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">H\u00e3y d\u00e0nh th\u1eddi gian t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c t\u00ednh n\u0103ng c\u1ee7a Interac t\u1eeb ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n \u0111\u1ec3 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a l\u1ee3i \u00edch m\u00e0 d\u1ecbch v\u1ee5 n\u00e0y mang l\u1ea1i. Ch\u00fac b\u1ea1n qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh th\u1eadt d\u1ec5 d\u00e0ng v\u00e0 th\u00e0nh c\u00f4ng t\u1ea1i Canada<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Interac e-Transfer l\u00e0 d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n \u0111i\u1ec7n t\u1eed ph\u1ed5 bi\u1ebfn t\u1ea1i Canada, gi\u00fap b\u1ea1n g\u1eedi v\u00e0 nh\u1eadn ti\u1ec1n d\u1ec5 d\u00e0ng ch\u1ec9 v\u1edbi \u0111\u1ecba ch\u1ec9 email ho\u1eb7c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i. \u0110\u00e2y l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 ti\u1ec7n l\u1ee3i cho vi\u1ec7c thanh to\u00e1n h\u00f3a \u0111\u01a1n, chia ti\u1ec1n \u0103n u\u1ed1ng, ho\u1eb7c g\u1eedi ti\u1ec1n cho gia \u0111\u00ecnh v\u00e0 b\u1ea1n [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":63998,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[480],"tags":[281],"class_list":["post-63996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dich-vu-smiles","tag-meo-vat"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts\/63996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/comments?post=63996"}],"version-history":[{"count":1,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts\/63996\/revisions"}],"predecessor-version":[{"id":66590,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts\/63996\/revisions\/66590"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/media\/63998"}],"wp:attachment":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/media?parent=63996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/categories?post=63996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/tags?post=63996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}