{"id":66822,"date":"2026-06-26T16:57:53","date_gmt":"2026-06-26T20:57:53","guid":{"rendered":"https:\/\/fwd.smileswallet.com\/canada\/?p=66822"},"modified":"2026-06-26T16:57:56","modified_gmt":"2026-06-26T20:57:56","slug":"toan-dien-ve-chuong-trinh-cham-soc-nha-khoa-canada-cdcp","status":"publish","type":"post","link":"https:\/\/www.smileswallet.com\/canada\/vi\/toan-dien-ve-chuong-trinh-cham-soc-nha-khoa-canada-cdcp\/","title":{"rendered":"To\u00e0n Di\u1ec7n V\u1ec1 Ch\u01b0\u01a1ng Tr\u00ecnh Ch\u0103m S\u00f3c Nha Khoa Canada (CDCP): Hi\u1ec3u \u0110\u00fang \u0110\u1ec3 Kh\u00f4ng B\u1ecf L\u1ee1 Quy\u1ec1n L\u1ee3i V\u00e0ng"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">S\u1ee9c kh\u1ecfe r\u0103ng mi\u1ec7ng l\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng c\u1ee7a s\u1ee9c kh\u1ecfe t\u1ed5ng th\u1ec3. Tuy nhi\u00ean, t\u1ea1i Canada, chi ph\u00ed kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb nha khoa r\u1ea5t cao. V\u1edbi nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m nha khoa, m\u1ed7i l\u1ea7n kh\u00e1m ho\u1eb7c \u0111i\u1ec1u tr\u1ecb r\u0103ng \u0111\u1ec1u l\u00e0 g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh. Chi ph\u00ed nh\u1ed5 r\u0103ng, ch\u1eefa t\u1ee7y hay b\u1ecdc r\u0103ng c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn h\u00e0ng tr\u0103m ho\u1eb7c h\u00e0ng ngh\u00ecn \u0111\u00f4 la. Th\u1eadm ch\u00ed v\u01b0\u1ee3t qu\u00e1 kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ee7a c\u1ea3 gia \u0111\u00ecnh. Nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e0nh ph\u1ea3i c\u1eafn r\u0103ng ch\u1ecbu \u0111\u1ef1ng nh\u1eefng c\u01a1n \u0111au nh\u1ee9c dai d\u1eb3ng ch\u1ec9 v\u00ec kh\u00f4ng g\u00e1nh n\u1ed5i h\u00f3a \u0111\u01a1n ti\u1ec1n t\u00fai qu\u00e1 cao t\u1ea1i c\u00e1c ph\u00f2ng kh\u00e1m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 n\u00e0y, Ch\u00ednh ph\u1ee7 Li\u00ean bang \u0111\u00e3 tri\u1ec3n khai Ch\u01b0\u01a1ng tr\u00ecnh Ch\u0103m s\u00f3c Nha khoa Canada (CDCP).  Ch\u01b0\u01a1ng tr\u00ecnh gi\u00fap ng\u01b0\u1eddi d\u00e2n gi\u1ea3m \u0111\u00e1ng k\u1ec3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb r\u0103ng mi\u1ec7ng. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh an sinh x\u00e3 h\u1ed9i l\u1edbn c\u1ee7a Canada. M\u1ee5c ti\u00eau l\u00e0 h\u1ed7 tr\u1ee3 nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m nha khoa ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c r\u0103ng mi\u1ec7ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00f9 mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch, CDCP v\u1eabn khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi b\u1ed1i r\u1ed1i. \u0110\u1eb7c bi\u1ec7t l\u00e0 ng\u01b0\u1eddi m\u1edbi \u0111\u1ecbnh c\u01b0 ho\u1eb7c ng\u01b0\u1eddi cao tu\u1ed5i, c\u1ea3m th\u1ea5y b\u1ed1i r\u1ed1i tr\u01b0\u1edbc c\u00e1c quy tr\u00ecnh \u0111\u0103ng k\u00fd, \u0111i\u1ec1u ki\u1ec7n x\u00e9t duy\u1ec7t ph\u1ee9c t\u1ea1p v\u00e0 c\u00e1ch th\u1ee9c t\u00ednh to\u00e1n ph\u1ea7n chi ph\u00ed \u0111\u01b0\u1ee3c \u0111\u00e0i th\u1ecd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00e0i vi\u1ebft n\u00e0y s\u1ebd cung c\u1ea5p cho b\u1ea1n m\u1ed9t c\u00e1i nh\u00ecn chi ti\u1ebft, ch\u00ednh x\u00e1c v\u00e0 d\u1ec5 hi\u1ec3u nh\u1ea5t v\u1ec1 CDCP. Hi\u1ec3u r\u00f5 lu\u1eadt ch\u01a1i ch\u00ednh l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 b\u1ea1n b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe v\u00e0 kh\u00f4ng b\u1ecf l\u1ee1 nh\u1eefng quy\u1ec1n l\u1ee3i y t\u1ebf x\u1ee9ng \u0111\u00e1ng m\u00e0 m\u00ecnh \u0111\u01b0\u1ee3c h\u01b0\u1edfng.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14-1024x682.png\" alt=\"\" class=\"wp-image-66827\" srcset=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14-1024x682.png 1024w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14-640x427.png 640w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14-150x100.png 150w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14-768x512.png 768w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14-1536x1024.png 1536w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-14.png 1880w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Canada Dental Care Plan (CDCP) L\u00e0 G\u00ec?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Canada Dental Care Plan (CDCP)<\/strong> l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m nha khoa c\u00f4ng c\u1ed9ng do Ch\u00ednh ph\u1ee7 Canada t\u00e0i tr\u1ee3 v\u00e0 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi t\u1eadp \u0111o\u00e0n b\u1ea3o hi\u1ec3m <strong>Sun Life<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CDCP kh\u00f4ng nh\u1eb1m thay th\u1ebf c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n. Ch\u01b0\u01a1ng tr\u00ecnh \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 h\u1ed7 tr\u1ee3 nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m nha khoa. Khi \u0111\u01b0\u1ee3c tri\u1ec3n khai \u0111\u1ea7y \u0111\u1ee7, CDCP d\u1ef1 ki\u1ebfn s\u1ebd h\u1ed7 tr\u1ee3 kho\u1ea3ng 9 tri\u1ec7u ng\u01b0\u1eddi d\u00e2n Canada. Nh\u1edd \u0111\u00f3, nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 nha khoa v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Ti\u00eau Chu\u1ea9n N\u0103ng L\u1ef1c: Ai \u0110\u1ee7 \u0110i\u1ec1u Ki\u1ec7n Tham Gia CDCP?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 h\u1ed3 s\u01a1 \u0111\u0103ng k\u00fd CDCP \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t, \u1ee9ng vi\u00ean b\u1eaft bu\u1ed9c ph\u1ea3i th\u1ecfa m\u00e3n \u0111\u1ed3ng th\u1eddi <strong>t\u1ea5t c\u1ea3 4 \u0111i\u1ec1u ki\u1ec7n<\/strong> l\u00f5i sau \u0111\u00e2y:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.1. C\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Canada<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n ph\u1ea3i l\u00e0 c\u00f4ng d\u00e2n Canada ho\u1eb7c c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i Canada. B\u1ea1n c\u1ea7n c\u00f3 S\u1ed1 B\u1ea3o hi\u1ec3m X\u00e3 h\u1ed9i (SIN) h\u1ee3p l\u1ec7 v\u00e0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n khai thu\u1ebf (Tax filer). Th\u01b0\u1eddng tr\u00fa nh\u00e2n (PR) v\u00e0 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi c\u00f3 gi\u1ea5y ph\u00e9p lao \u0111\u1ed9ng ho\u1eb7c du h\u1ecdc d\u00e0i h\u1ea1n \u0111\u1ec1u c\u00f3 th\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n n\u1ebfu \u0111\u00e3 khai thu\u1ebf.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.2. \u0110\u00e3 ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5 thu\u1ebf n\u0103m tr\u01b0\u1edbc<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00ednh ph\u1ee7 s\u1eed d\u1ee5ng d\u1eef li\u1ec7u t\u1eeb CRA \u0111\u1ec3 x\u00e9t duy\u1ec7t thu nh\u1eadp. V\u00ec v\u1eady, b\u1ea1n v\u00e0 v\u1ee3\/ch\u1ed3ng (n\u1ebfu c\u00f3) ph\u1ea3i ho\u00e0n th\u00e0nh t\u1edd khai thu\u1ebf c\u1ee7a n\u0103m g\u1ea7n nh\u1ea5t. N\u1ebfu ch\u01b0a khai thu\u1ebf, h\u1ec7 th\u1ed1ng t\u1ef1 \u0111\u1ed9ng s\u1ebd kh\u00f4ng th\u1ec3 x\u00e1c minh \u0111i\u1ec1u ki\u1ec7n c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.3. Thu nh\u1eadp r\u00f2ng c\u1ee7a gia \u0111\u00ecnh d\u01b0\u1edbi $90,000 CAD<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ee9c thu nh\u1eadp \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean <strong>Thu nh\u1eadp r\u00f2ng \u0111i\u1ec1u ch\u1ec9nh c\u1ee7a gia \u0111\u00ecnh (Adjusted Family Net Income &#8211; AFNI)<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u1ebfu b\u1ea1n \u0111\u1ed9c th\u00e2n, con s\u1ed1 n\u00e0y d\u1ef1a tr\u00ean thu nh\u1eadp c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n<li>N\u1ebfu b\u1ea1n \u0111\u00e3 k\u1ebft h\u00f4n ho\u1eb7c s\u1ed1ng chung chung s\u1ed1ng (common-law), thu nh\u1eadp c\u1ee7a c\u1ea3 hai ng\u01b0\u1eddi s\u1ebd \u0111\u01b0\u1ee3c c\u1ed9ng g\u1ed9p.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.4. KH\u00d4NG C\u00d3 B\u1ea2O HI\u1ec2M NHA KHOA N\u00c0O KH\u00c1C<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 \u0111i\u1ec1u ki\u1ec7n khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi hi\u1ec3u l\u1ea7m nh\u1ea5t. B\u1ea1n s\u1ebd b\u1ecb t\u00ednh l\u00e0 <strong>KH\u00d4NG \u0110\u1ee6 \u0110I\u1ec0U KI\u1ec6N<\/strong> n\u1ebfu b\u1ea1n \u0111ang \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn v\u1edbi b\u1ea5t k\u1ef3 g\u00f3i b\u1ea3o hi\u1ec3m nha khoa n\u00e0o thu\u1ed9c c\u00e1c d\u1ea1ng sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m th\u00f4ng qua ph\u00fac l\u1ee3i c\u00f4ng vi\u1ec7c hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n ho\u1eb7c c\u1ee7a th\u00e0nh vi\u00ean gia \u0111\u00ecnh.<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m th\u00f4ng qua ch\u00ednh s\u00e1ch d\u00e0nh cho ng\u01b0\u1eddi \u0111\u00e3 v\u1ec1 h\u01b0u (Pension benefits).<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m do b\u1ea1n t\u1ef1 mua c\u00e1 nh\u00e2n th\u00f4ng qua c\u00e1c c\u00f4ng ty nh\u01b0 Blue Cross, Sun Life, Manulife, v.v.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>L\u01b0u \u00fd quan tr\u1ecdng:<\/strong> N\u1ebfu c\u00f4ng ty c\u1ee7a b\u1ea1n c\u00f3 cung c\u1ea5p g\u00f3i b\u1ea3o hi\u1ec3m r\u0103ng mi\u1ec7ng, nh\u01b0ng b\u1ea1n ch\u1ee7 \u0111\u1ed9ng ch\u1ecdn kh\u00f4ng tham gia (Opt-out), Ch\u00ednh ph\u1ee7 v\u1eabn t\u00ednh l\u00e0 b\u1ea1n <strong>c\u00f3 quy\u1ec1n ti\u1ebfp c\u1eadn<\/strong> b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n, v\u00e0 b\u1ea1n s\u1ebd b\u1ecb t\u1eeb ch\u1ed1i kh\u1ecfi CDCP.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Ngo\u1ea1i l\u1ec7:<\/em> N\u1ebfu \u0111ang nh\u1eadn tr\u1ee3 c\u1ea5p nha khoa c\u1ee7a t\u1ec9nh bang ho\u1eb7c v\u00f9ng l\u00e3nh th\u1ed5 (v\u00ed d\u1ee5: Tr\u1ee3 c\u1ea5p ng\u01b0\u1eddi khuy\u1ebft t\u1eadt, tr\u1ee3 c\u1ea5p thu nh\u1eadp th\u1ea5p t\u1ec9nh bang), b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia CDCP. \u0110i\u1ec1u ki\u1ec7n l\u00e0 ph\u1ea3i \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ec1 thu nh\u1eadp. Hai ch\u01b0\u01a1ng tr\u00ecnh s\u1ebd ph\u1ed1i h\u1ee3p \u0111\u1ec3 t\u1ed1i \u01b0u quy\u1ec1n l\u1ee3i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. L\u1ed9 Tr\u00ecnh Tri\u1ec3n Khai: B\u1ea1n Thu\u1ed9c Nh\u00f3m N\u00e0o?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng qu\u00e1 t\u1ea3i h\u1ec7 th\u1ed1ng, Ch\u00ednh ph\u1ee7 Canada \u0111\u00e3 tri\u1ec3n khai CDCP theo t\u1eebng giai \u0111o\u1ea1n cu\u1ed1n chi\u1ebfu d\u1ef1a tr\u00ean \u0111\u1ed9 tu\u1ed5i v\u00e0 m\u1ee9c \u0111\u1ed9 \u01b0u ti\u00ean:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Nh\u00f3m Ng\u01b0\u1eddi cao tu\u1ed5i (T\u1eeb 65 tu\u1ed5i tr\u1edf l\u00ean):<\/strong> \u0110\u00e2y l\u00e0 nh\u00f3m \u0111\u01b0\u1ee3c \u01b0u ti\u00ean m\u1edf c\u1ed5ng \u0111\u0103ng k\u00fd \u0111\u1ea7u ti\u00ean.<\/li>\n\n\n\n<li><strong>Nh\u00f3m Ng\u01b0\u1eddi khuy\u1ebft t\u1eadt v\u00e0 Tr\u1ebb em d\u01b0\u1edbi 18 tu\u1ed5i:<\/strong> Ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng \u1edf c\u00e1c giai \u0111o\u1ea1n ti\u1ebfp theo.<\/li>\n\n\n\n<li><strong>To\u00e0n b\u1ed9 c\u01b0 d\u00e2n Canada h\u1ee3p l\u1ec7 c\u00f2n l\u1ea1i (T\u1eeb 18 \u0111\u1ebfn 64 tu\u1ed5i):<\/strong> \u0110\u00e2y l\u00e0 giai \u0111o\u1ea1n m\u1edf r\u1ed9ng to\u00e0n di\u1ec7n cho t\u1ea5t c\u1ea3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f2n l\u1ea1i trong x\u00e3 h\u1ed9i th\u1ecfa m\u00e3n \u0111i\u1ec1u ki\u1ec7n thu nh\u1eadp.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y theo d\u00f5i th\u00f4ng b\u00e1o tr\u00ean Canada.ca \u0111\u1ec3 bi\u1ebft th\u1eddi \u0111i\u1ec3m nh\u00f3m tu\u1ed5i c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c m\u1edf \u0111\u0103ng k\u00fd. Tr\u00e1nh n\u1ed9p h\u1ed3 s\u01a1 qu\u00e1 s\u1edbm v\u00ec h\u1ec7 th\u1ed1ng c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng t\u1eeb ch\u1ed1i.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"422\" src=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-16.png\" alt=\"\" class=\"wp-image-66829\" srcset=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-16.png 750w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-16-640x360.png 640w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-16-150x84.png 150w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. M\u1ee9c \u0110\u1ed9 \u0110\u00e0i Th\u1ecd: B\u1ea1n C\u00f3 Th\u1ef1c S\u1ef1 \u0110\u01b0\u1ee3c &#8220;Mi\u1ec5n Ph\u00ed 100%&#8221;?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 CDCP s\u1ebd thanh to\u00e1n to\u00e0n b\u1ed9 chi ph\u00ed.  Th\u1ef1c t\u1ebf kh\u00f4ng ph\u1ea3i nh\u01b0 v\u1eady. M\u1ee9c \u0111\u1ed9 \u0111\u00e0i th\u1ecd c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u01b0\u1ee3c ph\u00e2n c\u1ea5p r\u1ea5t r\u00f5 r\u00e0ng d\u1ef1a tr\u00ean thu nh\u1eadp r\u00f2ng c\u1ee7a gia \u0111\u00ecnh b\u1ea1n:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>B\u1ea3ng t\u1ef7 l\u1ec7 chi tr\u1ea3 c\u1ee7a CDCP d\u1ef1a tr\u00ean thu nh\u1eadp<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Thu nh\u1eadp r\u00f2ng \u0111i\u1ec1u ch\u1ec9nh c\u1ee7a gia \u0111\u00ecnh (AFNI)<\/strong><\/td><td><strong>T\u1ef7 l\u1ec7 CDCP chi tr\u1ea3<\/strong><\/td><td><strong>Ph\u1ea7n b\u1ea1n ph\u1ea3i t\u1ef1 thanh to\u00e1n (Co-payment)<\/strong><\/td><\/tr><tr><td><strong>D\u01b0\u1edbi $70,000 CAD<\/strong><\/td><td><strong>100%<\/strong><\/td><td><strong>0%<\/strong><\/td><\/tr><tr><td><strong>T\u1eeb $70,000 \u0111\u1ebfn $79,999 CAD<\/strong><\/td><td><strong>60%<\/strong><\/td><td><strong>40%<\/strong><\/td><\/tr><tr><td><strong>T\u1eeb $80,000 \u0111\u1ebfn $89,999 CAD<\/strong><\/td><td><strong>40%<\/strong><\/td><td><strong>60%<\/strong><\/td><\/tr><tr><td><strong>T\u1eeb $90,000 CAD tr\u1edf l\u00ean<\/strong><\/td><td><strong>0% (Kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n)<\/strong><\/td><td><strong>100%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u26a0\ufe0f C\u00e1i b\u1eaby &#8220;Ph\u00ed ch\u00eanh l\u1ec7ch&#8221; (Fee Differential) ng\u01b0\u1eddi mua c\u1ea7n bi\u1ebft<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ngay c\u1ea3 khi \u0111\u01b0\u1ee3c CDCP chi tr\u1ea3 100%, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 th\u00eam m\u1ed9t kho\u1ea3n nh\u1ecf. Kho\u1ea3n n\u00e0y ph\u00e1t sinh khi ph\u00f2ng kh\u00e1m thu ph\u00ed cao h\u01a1n m\u1ee9c CDCP quy \u0111\u1ecbnh.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3ng gi\u00e1 c\u1ee7a CDCP (CDCP Fee Guide):<\/strong> Ch\u00ednh ph\u1ee7 c\u00f3 m\u1ed9t b\u1ea3ng gi\u00e1 chu\u1ea9n quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 s\u1ed1 ti\u1ec1n h\u1ecd s\u1ebd tr\u1ea3 cho m\u1ed7i d\u1ecbch v\u1ee5 (v\u00ed d\u1ee5: Nh\u1ed5 r\u0103ng gi\u00e1 $100).<\/li>\n\n\n\n<li>C\u00e1c ph\u00f2ng kh\u00e1m th\u01b0\u1eddng \u00e1p d\u1ee5ng b\u1ea3ng gi\u00e1 c\u1ee7a Hi\u1ec7p h\u1ed9i Nha khoa t\u1ec9nh bang. M\u1ee9c gi\u00e1 n\u00e0y c\u00f3 th\u1ec3 cao h\u01a1n b\u1ea3ng gi\u00e1 CDCP. V\u00ec v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 ph\u1ea7n ch\u00eanh l\u1ec7ch. (v\u00ed d\u1ee5: Ph\u00f2ng kh\u00e1m thu $120 cho ca nh\u1ed5 r\u0103ng \u0111\u00f3).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kho\u1ea3n ch\u00eanh l\u1ec7ch $20 n\u00e0y g\u1ecdi l\u00e0 <strong>Ph\u00ed ch\u00eanh l\u1ec7ch (Additional fees)<\/strong>. M\u1ed9t s\u1ed1 ph\u00f2ng kh\u00e1m c\u00f3 th\u1ec3 thu th\u00eam kho\u1ea3n ch\u00eanh l\u1ec7ch n\u00e0y. V\u00ec v\u1eady, h\u00e3y h\u1ecfi r\u00f5 t\u1ed5ng chi ph\u00ed tr\u01b0\u1edbc khi \u0111i\u1ec1u tr\u1ecb. Do \u0111\u00f3, tr\u01b0\u1edbc khi ti\u1ebfn h\u00e0nh \u0111i\u1ec1u tr\u1ecb, b\u1ea1n lu\u00f4n lu\u00f4n ph\u1ea3i h\u1ecfi k\u1ef9 ph\u00f2ng kh\u00e1m xem t\u1ed5ng chi ph\u00ed l\u00e0 bao nhi\u00eau v\u00e0 ph\u1ea7n ch\u00eanh l\u1ec7ch b\u1ea1n ph\u1ea3i tr\u1ea3 ngo\u00e0i danh m\u1ee5c CDCP l\u00e0 bao nhi\u00eau.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Danh M\u1ee5c C\u00e1c D\u1ecbch V\u1ee5 Nha Khoa \u0110\u01b0\u1ee3c B\u1ea3o Hi\u1ec3m Chi Tr\u1ea3<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CDCP cung c\u1ea5p m\u1ed9t danh m\u1ee5c b\u1ea3o hi\u1ec3m kh\u00e1 to\u00e0n di\u1ec7n, t\u1eadp trung v\u00e0o vi\u1ec7c ph\u00f2ng ng\u1eeba, b\u1ea3o t\u1ed3n v\u00e0 \u0111i\u1ec1u tr\u1ecb c\u00e1c v\u1ea5n \u0111\u1ec1 r\u0103ng mi\u1ec7ng c\u01a1 b\u1ea3n \u0111\u1ebfn chuy\u00ean s\u00e2u:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>D\u1ecbch v\u1ee5 ph\u00f2ng ng\u1eeba:<\/strong> C\u1ea1o v\u00f4i r\u0103ng (cleaning), \u0111\u00e1nh b\u00f3ng, tr\u00e1m b\u00f4i fluor b\u1ea3o v\u1ec7.<\/li>\n\n\n\n<li><strong>D\u1ecbch v\u1ee5 ch\u1ea9n \u0111o\u00e1n:<\/strong> Kh\u00e1m r\u0103ng \u0111\u1ecbnh k\u1ef3, ch\u1ee5p X-quang.<\/li>\n\n\n\n<li><strong>D\u1ecbch v\u1ee5 ph\u1ee5c h\u1ed3i:<\/strong> Tr\u00e1m r\u0103ng s\u00e2u, b\u1ecdc m\u00e3o r\u0103ng (c\u00f3 \u0111i\u1ec1u ki\u1ec7n \u0111i k\u00e8m).<\/li>\n\n\n\n<li><strong>D\u1ecbch v\u1ee5 n\u1ed9i nha:<\/strong> Ch\u1eefa t\u1ee7y r\u0103ng (Root canal therapy).<\/li>\n\n\n\n<li><strong>D\u1ecbch v\u1ee5 nha chu:<\/strong> \u0110i\u1ec1u tr\u1ecb chuy\u00ean s\u00e2u cho c\u00e1c b\u1ec7nh v\u1ec1 n\u01b0\u1edbu v\u00e0 m\u00f4 n\u00e2ng \u0111\u1ee1 r\u0103ng.<\/li>\n\n\n\n<li><strong>D\u1ecbch v\u1ee5 r\u0103ng gi\u1ea3:<\/strong> L\u00e0m h\u00e0m gi\u1ea3 th\u00e1o l\u1eafp b\u00e1n ph\u1ea7n ho\u1eb7c to\u00e0n ph\u1ea7n (Dentures).<\/li>\n\n\n\n<li><strong>Ph\u1eabu thu\u1eadt mi\u1ec7ng:<\/strong> Nh\u1ed5 r\u0103ng th\u01b0\u1eddng, nh\u1ed5 r\u0103ng kh\u00f4n m\u1ecdc l\u1ec7ch.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>L\u01b0u \u00fd:<\/em>  M\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 chuy\u00ean s\u00e2u ho\u1eb7c chi ph\u00ed cao c\u1ea7n \u0111\u01b0\u1ee3c Sun Life x\u00e9t duy\u1ec7t tr\u01b0\u1edbc <strong>(Prior Authorization)<\/strong>. Nh\u1eefng d\u1ecbch v\u1ee5 th\u1ea9m m\u1ef9 nh\u01b0 ni\u1ec1ng Invisalign ho\u1eb7c t\u1ea9y tr\u1eafng r\u0103ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. Quy Tr\u00ecnh \u0110\u0103ng K\u00fd CDCP Chu\u1ea9n X\u00e1c G\u1ed3m C\u00f3 Nh\u1eefng B\u01b0\u1edbc N\u00e0o?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 kh\u00f4ng l\u00e0m m\u1ea5t quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n, b\u1ea1n c\u1ea7n th\u1ef1c hi\u1ec7n \u0111\u00fang quy tr\u00ecnh \u0111\u0103ng k\u00fd theo c\u00e1c b\u01b0\u1edbc sau \u0111\u00e2y:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 1: Khai thu\u1ebf<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ea3m b\u1ea3o b\u1ea1n \u0111\u00e3 ho\u00e0n th\u00e0nh vi\u1ec7c n\u1ed9p thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n. N\u1ebfu CRA ch\u01b0a x\u1eed l\u00fd xong h\u1ed3 s\u01a1 thu\u1ebf c\u1ee7a b\u1ea1n, Service Canada s\u1ebd kh\u00f4ng th\u1ec3 x\u00e1c minh thu nh\u1eadp v\u00e0 h\u1ed3 s\u01a1 CDCP c\u1ee7a b\u1ea1n s\u1ebd b\u1ecb treo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 2: N\u1ed9p \u0111\u01a1n \u0111\u0103ng k\u00fd<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Khi \u0111\u1ebfn l\u01b0\u1ee3t nh\u00f3m tu\u1ed5i c\u1ee7a m\u00ecnh, b\u1ea1n truy c\u1eadp trang Service Canada \u0111\u1ec3 n\u1ed9p \u0111\u01a1n tr\u1ef1c tuy\u1ebfn. Qu\u00e1 tr\u00ecnh n\u00e0y ch\u1ec9 m\u1ea5t kho\u1ea3ng 15\u201320 ph\u00fat. B\u1ea1n c\u1ea7n chu\u1ea9n b\u1ecb s\u1eb5n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ed1 SIN c\u1ee7a b\u1ea1n v\u00e0 c\u1ee7a v\u1ee3\/ch\u1ed3ng.<\/li>\n\n\n\n<li>Ng\u00e0y th\u00e1ng n\u0103m sinh.<\/li>\n\n\n\n<li>\u0110\u1ecba ch\u1ec9 c\u01b0 tr\u00fa hi\u1ec7n t\u1ea1i.<\/li>\n\n\n\n<li>Th\u00f4ng b\u00e1o \u0111\u00e1nh gi\u00e1 thu\u1ebf (Notice of Assessment) g\u1ea7n nh\u1ea5t \u0111\u1ec3 ti\u1ec7n \u0111\u1ed1i chi\u1ebfu s\u1ed1 li\u1ec7u.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu kh\u00f4ng r\u00e0nh c\u00f4ng ngh\u1ec7, b\u1ea1n c\u00f3 th\u1ec3 g\u1ecdi \u0111i\u1ec7n cho Service Canada. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 \u0111\u1ebfn v\u0103n ph\u00f2ng g\u1ea7n nh\u1ea5t \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 3: Nh\u1eadn g\u00f3i th\u00f4ng tin t\u1eeb Sun Life<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi h\u1ed3 s\u01a1 \u0111\u01b0\u1ee3c Service Canada duy\u1ec7t, th\u00f4ng tin c\u1ee7a b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n qua c\u00f4ng ty b\u1ea3o hi\u1ec3m Sun Life. Trong v\u00f2ng v\u00e0i tu\u1ea7n, Sun Life s\u1ebd g\u1eedi v\u1ec1 nh\u00e0 b\u1ea1n m\u1ed9t g\u00f3i b\u01b0u ph\u1ea9m bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Th\u01b0 ch\u00e0o m\u1eebng v\u00e0 s\u00e1ch h\u01b0\u1edbng d\u1eabn chi ti\u1ebft quy\u1ec1n l\u1ee3i.<\/li>\n\n\n\n<li><strong>Th\u1ebb th\u00e0nh vi\u00ean CDCP (CDCP card)<\/strong> c\u00f3 ch\u1ee9a m\u00e3 s\u1ed1 b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n<li>Ng\u00e0y b\u1eaft \u0111\u1ea7u th\u1ebb c\u00f3 hi\u1ec7u l\u1ef1c (Effective Date). B\u1ea1n ch\u1ec9 \u0111\u01b0\u1ee3c \u0111i kh\u00e1m r\u0103ng b\u1eb1ng th\u1ebb n\u00e0y <em>sau ho\u1eb7c \u0111\u00fang v\u00e0o ng\u00e0y<\/em> th\u1ebb b\u1eaft \u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">B\u01b0\u1edbc 4: T\u00ecm nha s\u0129 c\u00f3 li\u00ean k\u1ebft v\u1edbi CDCP v\u00e0 \u0111\u1eb7t l\u1ecbch h\u1eb9n<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"528\" src=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-15.png\" alt=\"\" class=\"wp-image-66828\" srcset=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-15.png 800w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-15-640x422.png 640w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-15-150x99.png 150w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/06\/image-15-768x507.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. Nh\u1eefng L\u01b0u \u00dd S\u1ed1ng C\u00f2n \u0110\u1ec3 Kh\u00f4ng B\u1ecb T\u1eeb Ch\u1ed1i Quy\u1ec1n L\u1ee3i<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">R\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi d\u00e2n h\u00ed h\u1eedng \u0111\u1ebfn ph\u00f2ng kh\u00e1m r\u0103ng r\u1ed3i ph\u1ea3i ng\u1eadm ng\u00f9i t\u1ef1 m\u00f3c ti\u1ec1n t\u00fai tr\u1ea3 h\u00e0ng tr\u0103m \u0111\u00f4 v\u00ec vi ph\u1ea1m nh\u1eefng quy t\u1eafc c\u01a1 b\u1ea3n c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh. H\u00e3y ghi nh\u1edb n\u1eb1m l\u00f2ng 3 l\u01b0u \u00fd sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udea8 L\u01b0u \u00fd 1: Ch\u1ecdn \u0110\u00daNG ph\u00f2ng kh\u00e1m c\u00f3 tham gia h\u1ec7 th\u1ed1ng CDCP<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CDCP l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 nguy\u1ec7n \u0111\u1ed1i v\u1edbi c\u00e1c b\u00e1c s\u0129 nha khoa. Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 m\u1ecdi nha s\u0129 \u1edf Canada \u0111\u1ec1u ch\u1ea5p nh\u1eadn chi\u1ebfc th\u1ebb n\u00e0y.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tr\u01b0\u1edbc khi \u0111\u1eb7t l\u1ecbch h\u1eb9n, b\u1ea1n ph\u1ea3i h\u1ecfi r\u00f5: <em>&#8220;Do you accept CDCP patients?&#8221;<\/em> ho\u1eb7c <em>&#8220;Are you registered with the Canada Dental Care Plan?&#8221;<\/em>.<\/li>\n\n\n\n<li>B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00ecm ki\u1ebfm tr\u00ean trang web c\u1ee7a Sun Life \u0111\u1ec3 tra c\u1ee9u danh s\u00e1ch c\u00e1c ph\u00f2ng kh\u00e1m quanh khu v\u1ef1c m\u00ecnh \u1edf c\u00f3 li\u00ean k\u1ebft v\u1edbi ch\u01b0\u01a1ng tr\u00ecnh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udea8 L\u01b0u \u00fd 2: Lu\u00f4n xu\u1ea5t tr\u00ecnh th\u1ebb tr\u01b0\u1edbc khi \u0111i\u1ec1u tr\u1ecb<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y \u0111\u01b0a chi\u1ebfc th\u1ebb Sun Life CDCP c\u1ee7a b\u1ea1n cho nh\u00e2n vi\u00ean l\u1ec5 t\u00e2n ngay khi l\u00e0m th\u1ee7 t\u1ee5c check-in t\u1ea1i ph\u00f2ng kh\u00e1m. H\u1ecd c\u1ea7n nh\u1eadp m\u00e3 s\u1ed1 c\u1ee7a b\u1ea1n v\u00e0o h\u1ec7 th\u1ed1ng \u0111\u1ec3 ki\u1ec3m tra xem th\u1ebb c\u00f2n h\u1ea1n hay kh\u00f4ng, m\u1ee9c \u0111\u00e0i th\u1ecd c\u1ee7a b\u1ea1n l\u00e0 bao nhi\u00eau % (100%, 60% hay 40%) nh\u1eb1m t\u00ednh to\u00e1n chi ph\u00ed minh b\u1ea1ch ngay t\u1eeb \u0111\u1ea7u.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud83d\udea8 L\u01b0u \u00fd 3: T\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 chi ph\u00ed ph\u00e1t sinh tr\u01b0\u1edbc khi k\u00fd gi\u1ea5y \u0111\u1ed3ng \u00fd<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u01b0 \u0111\u00e3 ph\u00e2n t\u00edch \u1edf ph\u1ea7n ph\u00ed ch\u00eanh l\u1ec7ch, h\u00e3y y\u00eau c\u1ea7u nha s\u0129 gi\u1ea3i th\u00edch r\u00f5 r\u00e0ng:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>T\u1ed5ng chi ph\u00ed c\u1ee7a ca \u0111i\u1ec1u tr\u1ecb n\u00e0y l\u00e0 bao nhi\u00eau?<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m CDCP s\u1ebd tr\u1ea3 bao nhi\u00eau ti\u1ec1n?<\/li>\n\n\n\n<li>B\u1ea1n ph\u1ea3i tr\u1ea3 th\u00eam bao nhi\u00eau ti\u1ec1n t\u00fai (bao g\u1ed3m c\u1ea3 ph\u1ea7n Co-payment theo m\u1ee9c thu nh\u1eadp v\u00e0 ph\u1ea7n ph\u00ed ch\u00eanh l\u1ec7ch c\u1ee7a ph\u00f2ng kh\u00e1m)?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y y\u00eau c\u1ea7u ph\u00f2ng kh\u00e1m cung c\u1ea5p b\u1ea3ng d\u1ef1 to\u00e1n chi ph\u00ed tr\u01b0\u1edbc khi \u0111i\u1ec1u tr\u1ecb. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd bi\u1ebft ch\u00ednh x\u00e1c s\u1ed1 ti\u1ec1n CDCP chi tr\u1ea3 v\u00e0 ph\u1ea7n m\u00ecnh ph\u1ea3i thanh to\u00e1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>K\u1ebeT LU\u1eacN<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u01b0\u01a1ng tr\u00ecnh Ch\u0103m s\u00f3c Nha khoa Canada (CDCP) th\u1ef1c s\u1ef1 l\u00e0 m\u1ed9t m\u00f3n qu\u00e0 tuy\u1ec7t v\u1eddi gi\u00fap gi\u1ea3m b\u1edbt g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh, mang l\u1ea1i n\u1ee5 c\u01b0\u1eddi kh\u1ecfe m\u1ea1nh cho h\u00e0ng tri\u1ec7u gia \u0111\u00ecnh thu nh\u1eadp th\u1ea5p v\u00e0 trung b\u00ecnh. \u0110\u1eebng v\u00ec ng\u1ea1i c\u00e1c th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd hay thi\u1ebfu th\u00f4ng tin m\u00e0 b\u1ecf qua c\u01a1 h\u1ed9i ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe qu\u00fd b\u00e1u n\u00e0y cho b\u1ea3n th\u00e2n v\u00e0 nh\u1eefng ng\u01b0\u1eddi th\u00e2n y\u00eau.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ki\u1ec3m tra ngay \u0111i\u1ec1u ki\u1ec7n thu nh\u1eadp c\u1ee7a gia \u0111\u00ecnh, ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5 thu\u1ebf \u0111\u00fang h\u1ea1n v\u00e0 n\u1ed9p \u0111\u01a1n \u0111\u0103ng k\u00fd ngay khi c\u1ed5ng \u0111\u0103ng k\u00fd cho nh\u00f3m tu\u1ed5i c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c m\u1edf. N\u1ebfu c\u00f3 b\u1ea5t k\u1ef3 th\u1eafc m\u1eafc n\u00e0o trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi <strong>Service Canada<\/strong> ho\u1eb7c hotline c\u1ee7a <strong>Sun Life CDCP<\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed. H\u00e3y ch\u1ee7 \u0111\u1ed9ng n\u1eafm b\u1eaft quy\u1ec1n l\u1ee3i \u0111\u1ec3 b\u1ea3o v\u1ec7 n\u1ee5 c\u01b0\u1eddi v\u00e0 s\u1ee9c kh\u1ecfe c\u1ee7a ch\u00ednh m\u00ecnh tr\u00ean \u0111\u1ea5t n\u01b0\u1edbc Canada!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tham kh\u1ea3o th\u00eam:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Link \u0111\u0103ng k\u00fd v\u00e0 ki\u1ec3m tra \u0111i\u1ec1u ki\u1ec7n t\u1eeb Ch\u00ednh ph\u1ee7 Canada: <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/dental\/dental-care-plan.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.canada.ca\/en\/services\/benefits\/dental\/dental-care-plan.html<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Link tra c\u1ee9u ph\u00f2ng kh\u00e1m v\u00e0 danh m\u1ee5c d\u1ecbch v\u1ee5 c\u1ee7a T\u1eadp \u0111o\u00e0n B\u1ea3o hi\u1ec3m Sun Life: <a href=\"https:\/\/www.sunlife.ca\/cdcp\">https:\/\/www.sunlife.ca\/cdcp<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>V\u1ec0 SMILES MOBILE REMITTANCE<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1ee8ng d\u1ee5ng chuy\u1ec3n ti\u1ec1n Smiles \u0111\u01b0\u1ee3c ng\u01b0\u1eddi Vi\u1ec7t t\u1ea1i Nh\u1eadt B\u1ea3n tin d\u00f9ng, ch\u00ednh th\u1ee9c ra m\u1eaft t\u1ea1i th\u1ecb tr\u01b0\u1eddng Canada v\u00e0o n\u0103m 2023, v\u1edbi s\u1ee9 m\u1ec7nh mang \u0111\u1ebfn d\u1ecbch v\u1ee5 nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i h\u01a1n cho c\u1ed9ng \u0111\u1ed3ng lao \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i, \u0111\u1eb7c bi\u1ec7t l\u00e0 ng\u01b0\u1eddi Vi\u1ec7t sinh s\u1ed1ng t\u1ea1i Canada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Smiles cam k\u1ebft T\u1ef7 gi\u00e1 cao nh\u1ea5t \u2013 Ph\u00ed g\u1eedi t\u1ed1t nh\u1ea5t, giao d\u1ecbch nhanh ch\u00f3ng c\u00f9ng v\u1edbi giao di\u1ec7n th\u00e2n thi\u1ec7n h\u1ed7 tr\u1ee3 song ng\u1eef Anh \u2013 Vi\u1ec7t v\u00e0 \u0111\u1ed9i ng\u0169 CSKH 24\/7. \u1ee8ng d\u1ee5ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng g\u1eedi ti\u1ec1n \u0111\u1ebfn Vi\u1ec7t Nam v\u00e0 c\u00e1c qu\u1ed1c gia kh\u00e1c v\u1edbi l\u1ef1a ch\u1ecdn nh\u1eadn qua t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, nh\u1eadn ti\u1ec1n m\u1eb7t t\u1ea1i \u0111i\u1ec3m giao d\u1ecbch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y t\u1ea3i ngay \u1ee9ng d\u1ee5ng Smiles \u0111\u1ec3 C\u1eadp nh\u1eadt t\u1ef7 gi\u00e1 t\u1ed1t nh\u1ea5t v\u00e0 cu\u1ed9c s\u1ed1ng ng\u01b0\u1eddi Vi\u1ec7t t\u1ea1i Canada:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Smiles Mobile Remittance (CA):<a href=\"https:\/\/www.smileswallet.com\/us\/\">&nbsp;<\/a><a href=\"https:\/\/www.smileswallet.com\/canada\/vi\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.smileswallet.com\/canada\/vi<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Facebook:<a href=\"http:\/\/www.facebook.com\/smiles.us.vn\/\">&nbsp;<\/a><a href=\"https:\/\/www.facebook.com\/smiles.cavn\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.facebook.com\/smiles.cavn<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instagram:<a href=\"https:\/\/www.instagram.com\/smiles.us.vn\/\">&nbsp;<\/a><a href=\"https:\/\/www.instagram.com\/smiles.cavn\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.instagram.com\/smiles.cavn<\/a>&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/02\/CAVN-Blog-1024x538.png\" alt=\"\" class=\"wp-image-66399\" srcset=\"https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/02\/CAVN-Blog-1024x538.png 1024w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/02\/CAVN-Blog-640x336.png 640w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/02\/CAVN-Blog-150x79.png 150w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/02\/CAVN-Blog-768x403.png 768w, https:\/\/www.smileswallet.com\/canada\/wp-content\/uploads\/sites\/5\/2026\/02\/CAVN-Blog.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Xem th\u00eam:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.smileswallet.com\/canada\/vi\/top-5-he-thong-nha-thuoc-uy-tin-va-tien-loi-nhat-tai-tinh-bang-ontario\/\" id=\"https:\/\/www.smileswallet.com\/canada\/vi\/top-5-he-thong-nha-thuoc-uy-tin-va-tien-loi-nhat-tai-tinh-bang-ontario\/\">Top 5 H\u1ec7 Th\u1ed1ng Nh\u00e0 Thu\u1ed1c Uy T\u00edn V\u00e0 Ti\u1ec7n L\u1ee3i Nh\u1ea5t T\u1ea1i T\u1ec9nh Bang Ontario<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.smileswallet.com\/canada\/vi\/tro-cap-thuc-pham-va-nhu-yeu-pham-canada-2026-nhung-dieu-can-biet\/\" id=\"https:\/\/www.smileswallet.com\/canada\/vi\/tro-cap-thuc-pham-va-nhu-yeu-pham-canada-2026-nhung-dieu-can-biet\/\">Tr\u1ee3 c\u1ea5p th\u1ef1c ph\u1ea9m v\u00e0 nhu y\u1ebfu ph\u1ea9m Canada 2026 \u2013 Nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u1ee9c kh\u1ecfe r\u0103ng mi\u1ec7ng l\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng c\u1ee7a s\u1ee9c kh\u1ecfe t\u1ed5ng th\u1ec3. Tuy nhi\u00ean, t\u1ea1i Canada, chi ph\u00ed kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb nha khoa r\u1ea5t cao. V\u1edbi nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m nha khoa, m\u1ed7i l\u1ea7n kh\u00e1m ho\u1eb7c \u0111i\u1ec1u tr\u1ecb r\u0103ng \u0111\u1ec1u l\u00e0 g\u00e1nh n\u1eb7ng t\u00e0i [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":66824,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[283],"tags":[369,575,295,573],"class_list":["post-66822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-van-hoa-doi-song","tag-canada-vi","tag-cham-soc","tag-doi-song","tag-nha-khoa"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts\/66822","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/comments?post=66822"}],"version-history":[{"count":3,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts\/66822\/revisions"}],"predecessor-version":[{"id":66830,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/posts\/66822\/revisions\/66830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/media\/66824"}],"wp:attachment":[{"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/media?parent=66822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/categories?post=66822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smileswallet.com\/canada\/wp-json\/wp\/v2\/tags?post=66822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}