How To Deposit

We provide a fast and extremely convenient service for you

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Bank Card/ Bankbook

Yucho account is highly recommended.

Smiles WALLET Card

The best convenient way.

Online banking

The fastest and cheapest way. Yucho Direct is highly recommended.


At the counter in banks.

Another Guideline


Order Smiles Card

Tori using app remittance service

Send/Receive Money


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Important information to know

Smiles is a registered money service business of Digital Wallet Corporation, which is licensed by the Japan Payment Association Kanto Finance Legal Bureau as a Non-bank Money Service Business with license number 00044.

Powered by Artificial Intelligence (AI) x FinTech, Digital Wallet’s SMILES remittance and payment service a new way of sending money instantly to your loved ones in a do-it-yourself system using your mobile phone. You can send money anytime from anywhere at high exchange rates, low remittance fee, in 15-minutes cash pick-up service, within the day credit to bank accounts. Moreover, you get loyalty points from every remittance transaction. Finally, your remittance center is now in your mobile phone.

Headquarters: 1 Chome-15-12 Kudankita, Chiyoda City, Tokyo 102-0073

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