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How to
Deposit

Smiles allows you to deposit money into your account in many ways to make it easy for you to remit.

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Remit in minutes. Instantly get latest rates.

How to
Deposit

Smiles allows you to deposit money into your account in many ways to make it easy for you to remit.

Download the app for FREE

Remit in minutes. Instantly get the lasted rates.

Ways to Deposit

Smiles lets customers deposit money in many ways

Your own bank account

Transfer from your account and input details below:
– Bank name: ゆうちょ銀行
– Code number: 10100
– Account number: 51710491
– Account name: カ）デジタルワレット

Smiles Wallet Card

Go to a Yucho Bank ATM and deposit money by following the instructions on the Smiles Wallet Card.
Note: No need to report your deposit. Please wait for a confirmation message from Smiles.

Online Banking

Send money to the same account for FREE up to 5 times.
Note: Yucho Tsucho (ゆうちょ通帳) allows you to transfer more than 50,000 yen eachtime.

Cash

For Yucho Bank customers: you can simply go to the Yucho Bank counter and deposit cash.
– 550 yen fee: Deposits under ¥50,000
– 770 yen fee: Deposits at or above ¥50,000

Smiles' Yucho Bank Account

Here are the details for Smiles’ Yucho Bank account

Using your own Yucho Bank account

Transfer from your account and input details below:

– Bank name: ゆうちょ銀行
– Code number: 10100
– Account number: 51710491
– Account name: カ）デジタルワレット

Using your Non-Yucho Bank account

Transfer from your account and input details below:
– Bank name: ゆうちょ銀行
– Branch name: 〇一八(ゼロイチハチ)
– Account type: 普通
– Account number: 51710491
– Account name: カ）デジタルワレット

Important Notes
before Depositing

  • ONLY USE your own bank account.
  • KEEP transaction receipt for reporting deposits. Screenshot if you’re using internet banking.
  • REPORT deposit after every time you remit.
  • DOUBLE CHECK remitting amount when you’re reporting deposit

Important Notes
before Depositing

  • ONLY USE your own bank account.
  • KEEP transaction receipt for reporting deposits. Screenshot if you’re using internet banking.
  • REPORTdeposit after every time you remit.
  • FREE We also have a PDF document of the entire registration process for you to view.

Frequently Asked Questions

When using the ATM, the limit per transaction is up to 100,000 JPY. If you wish to deposit more than the set limit, you must proceed to the Yucho counter for manual processing. You might be asked to present your residence card and fill out the furikomi form.

For deposits coming from Yucho (Japan Post) Bank accounts: as long as the transaction is done within business hours, the deposit will be funded within 15-20 minutes after reporting the deposit.
For deposits coming from other Japanese bank accounts: if your transaction is done within business hours, the deposit will be funded within 15-20 minutes after reporting the deposit. However, if the deposit is sent after banking hours and during weekends, the processing may take place the next business day.
For deposits using the Smiles Wallet Card: the amount transferred will be funded automatically to the app’s digital wallet balance without reporting the deposit.

No, you are not allowed to use someone else’s bank account to deposit to your app’s digital wallet. You can only use either your own assigned Smiles Wallet Card or any of your Japanese bank accounts.

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