{"id":2420,"date":"2026-05-21T05:34:49","date_gmt":"2026-05-21T05:34:49","guid":{"rendered":"https:\/\/www.smileswallet.com\/us\/?page_id=2420"},"modified":"2026-07-01T03:37:59","modified_gmt":"2026-07-01T03:37:59","slug":"introduction-vi","status":"publish","type":"page","link":"https:\/\/www.smileswallet.com\/us\/vi\/introduction-vi\/","title":{"rendered":"Introduction"},"content":{"rendered":"<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/hero-section-us\/hero-section-us.css?ver=8.1.10' type='text\/css' media='all' \/>\n<div  class=\"hero-section-us\" animation_src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/hero-section-us\/assets\/SmilesWallet_HeroSectionAnimation.json\">\n  <div class=\"hero-section-us__inner\">\n    <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/src\/images\/smiles-wallet.svg\" class=\"hero-section-us__logo\" alt=\"Smiles Wallet\" draggable=\"false\" width=\"450\" height=\"62\">\n    <h2 class=\"hero-section-us__subtitle\">N\u1ea1p m\u1ed9t l\u1ea7n, Chuy\u1ec3n nhi\u1ec1u l\u1ea7n<\/h2>\n    <div class=\"hero-section-us__text\"><p>V\u00ed Smiles l\u00e0 m\u1ed9t t\u00ednh n\u0103ng \u0111\u1ed9c quy\u1ec1n t\u1eeb Chuy\u1ec3n ti\u1ec1n Smiles, cho ph\u00e9p b\u1ea1n gi\u1eef ti\u1ec1n trong t\u00e0i kho\u1ea3n v\u00ed v\u00e0 ch\u1ee7 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o.<\/p>\n<p>Thay v\u00ec ph\u1ea3i k\u1ebft n\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng ho\u1eb7c th\u1ebb m\u1ed7i khi th\u1ef1c hi\u1ec7n giao d\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 n\u1ea1p ti\u1ec1n v\u00e0o v\u00ed m\u1ed9t l\u1ea7n v\u00e0 th\u1ef1c hi\u1ec7n chuy\u1ec3n ti\u1ec1n v\u00e0o th\u1eddi \u0111i\u1ec3m thu\u1eadn ti\u1ec7n nh\u1ea5t.<\/p>\n<p>T\u00ednh n\u0103ng n\u00e0y \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf nh\u1eb1m gi\u00fap vi\u1ec7c chuy\u1ec3n ti\u1ec1n t\u1eeb M\u1ef9 tr\u1edf n\u00ean nhanh ch\u00f3ng, \u0111\u01a1n gi\u1ea3n v\u00e0 linh ho\u1ea1t h\u01a1n.<\/p>\n<\/div>\n    <div class=\"hero-section-us__animation\">\n      <span class=\"hero-section-us__animation__circle\"><\/span>\n    <\/div>\n  <\/div>\n<\/div>\n\n<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/send-more-with-one-load\/send-more-with-one-load.css?ver=8.1.10' type='text\/css' media='all' \/>\n<div  class=\"send-more-with-one-load\">\n  <div class=\"send-more-with-one-load__inner\">\n    <div class=\"send-more-with-one-load__header\">\n              <div class=\"send-more-with-one-load__supertitle\">\u0110i\u1ec3m kh\u00e1c bi\u1ec7t l\u00e0 g\u00ec?<\/div>\n      \n              <h2 class=\"send-more-with-one-load__title\">Chuy\u1ec3n ti\u1ec1n nhi\u1ec1u l\u1ea7n ch\u1ec9 v\u1edbi <span class=\"yellow-underline\">m\u1ed9t l\u1ea7n n\u1ea1p<\/span><\/h2>\n          <\/div>\n\n    <div class=\"send-more-with-one-load__steps\">\n      <div class=\"send-more-with-one-load__step-wrapper\">\n        <svg class=\"send-more-with-one-load__step-dashed-line\" width=\"48\" height=\"280\" viewBox=\"0 0 48 280\" fill=\"none\">\n          <path d=\"M-40.461 -28.951C-40.461 -28.951 -7.58918 -17.3212 12.1985 -5.80942C31.9861 5.70237 36.6817 21.1979 34.0316 44.6844C31.3815 68.1709 10.2242 68.7388 8.41144 62.5287C6.59872 56.3186 10.2662 54.7736 15.1455 53.9708C20.0248 53.168 34.1609 69.1116 41.4395 87.3468C58.3847 131.199 5.54488 163.61 7.0648 202.053C8.58473 240.496 46.5548 278.902 46.5548 278.902\" stroke=\"#EFEFEF\" stroke-width=\"2\" stroke-dasharray=\"5 5\" \/>\n        <\/svg>\n        <div class=\"send-more-with-one-load__step\">\n                      <div class=\"send-more-with-one-load__step-label-wrapper\">\n              <h3 class=\"send-more-with-one-load__step-label\">C\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c<\/h3>\n            <\/div>\n          \n          <img decoding=\"async\" class=\"send-more-with-one-load__step-image\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/send-more-with-one-load\/assets\/other-services.png\" width=\"111\" height=\"89\" alt=\"other services mascot\" draggable=\"false\" loading=\"lazy\" \/>\n\n                      <div class=\"send-more-with-one-load__step-description\">Nhi\u1ec1u d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n th\u01b0\u1eddng y\u00eau c\u1ea7u nh\u1eadp th\u00f4ng tin th\u1ebb ho\u1eb7c ng\u00e2n h\u00e0ng m\u1ed7i khi b\u1ea1n mu\u1ed1n g\u1eedi ti\u1ec1n.<\/div>\n                  <\/div>\n      <\/div>\n\n      <svg class=\"send-more-with-one-load__cross\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\">\n        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M14.0137 17.7305L22.096 25.8036C22.5249 26.232 23.1066 26.4727 23.7131 26.4727C24.3196 26.4727 24.9013 26.232 25.3302 25.8036C25.7591 25.3752 26 24.7942 26 24.1884C26 23.5825 25.7591 23.0015 25.3302 22.5731L17.2448 14.5L25.3287 6.42686C25.5409 6.21474 25.7093 5.96294 25.8241 5.68584C25.9389 5.40874 25.998 5.11175 25.9979 4.81185C25.9979 4.51194 25.9387 4.21498 25.8237 3.93793C25.7087 3.66088 25.5403 3.40916 25.3279 3.19715C25.1155 2.98513 24.8635 2.81697 24.586 2.70227C24.3086 2.58756 24.0113 2.52856 23.711 2.52863C23.4108 2.5287 23.1135 2.58784 22.8361 2.70268C22.5588 2.81751 22.3068 2.98579 22.0945 3.19791L14.0137 11.271L5.93131 3.19791C5.72053 2.97971 5.46834 2.80562 5.18948 2.68582C4.91061 2.56601 4.61065 2.50287 4.3071 2.5001C4.00355 2.49732 3.70248 2.55496 3.42147 2.66964C3.14045 2.78433 2.88512 2.95377 2.67036 3.16808C2.45561 3.38239 2.28574 3.63727 2.17065 3.91785C2.05557 4.19844 1.99758 4.49911 2.00008 4.80232C2.00257 5.10553 2.06549 5.4052 2.18518 5.68386C2.30486 5.96252 2.4789 6.21458 2.69715 6.42534L10.7826 14.5L2.69868 22.5747C2.48043 22.7854 2.30638 23.0375 2.1867 23.3161C2.06702 23.5948 2.00409 23.8945 2.0016 24.1977C1.99911 24.5009 2.05709 24.8016 2.17218 25.0821C2.28726 25.3627 2.45713 25.6176 2.67189 25.8319C2.88664 26.0462 3.14198 26.2157 3.42299 26.3304C3.704 26.445 4.00507 26.5027 4.30862 26.4999C4.61218 26.4971 4.91214 26.434 5.191 26.3142C5.46986 26.1944 5.72205 26.0203 5.93284 25.8021L14.0137 17.7305Z\" fill=\"#31AE53\" \/>\n      <\/svg>\n\n      <div class=\"send-more-with-one-load__step-wrapper\">\n        <div class=\"send-more-with-one-load__step send-more-with-one-load__green\">\n          <img decoding=\"async\" class=\"send-more-with-one-load__step-brandLogo\" style=\"vertical-align:unset;\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/src\/images\/smiles-wallet-white.svg\" alt=\"Smiles Wallet\" width=\"228\" height=\"32\" draggable=\"false\" loading=\"lazy\" \/>\n\n          <img decoding=\"async\" class=\"send-more-with-one-load__step-image\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/send-more-with-one-load\/assets\/tori.png\" width=\"111\" height=\"89\" alt=\"tori\" draggable=\"false\" loading=\"lazy\" \/>\n\n                      <div class=\"send-more-with-one-load__step-description\">V\u1edbi V\u00ed Smiles: N\u1ea1p ti\u1ec1n m\u1ed9t l\u1ea7n, g\u1eedi \u0111i nhi\u1ec1u l\u1ea7n. B\u1ea1n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n cho ng\u01b0\u1eddi th\u00e2n m\u1ed9t c\u00e1ch li\u1ec1n m\u1ea1ch v\u00e0 nhanh ch\u00f3ng.<\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n\n              <div class=\"__button-wrapper \">\n      <a class=\"smiles_brand_button send-more-with-one-load__btn\" href=\"https:\/\/www.smileswallet.com\/app\"\n        title=\"Gi\u1ea3 l\u1eadp giao d\u1ecbch\" target=\"_blank\">\n                <span>Gi\u1ea3 l\u1eadp giao d\u1ecbch                      <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <path d=\"M12.1331 8.72279V13.2357C12.1331 13.6348 11.9746 14.0175 11.6924 14.2997C11.4102 14.5819 11.0275 14.7404 10.6285 14.7404H2.35389C1.95501 14.7404 1.57245 14.582 1.2903 14.3C1.00815 14.0181 0.849508 13.6356 0.849243 13.2367V4.96217C0.849243 4.56311 1.00777 4.1804 1.28994 3.89822C1.57212 3.61604 1.95483 3.45752 2.35389 3.45752H6.86684\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n              <path d=\"M9.8761 1.20068H14.389V5.71363\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n              <path d=\"M6.1145 9.47525L14.3891 1.20068\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n            <\/svg>\n                  <\/span>\n      <\/a>\n    <\/div>\n        <\/div>\n<\/div>\n\n<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/check-loading-fee\/check-loading-fee.css?ver=8.1.10' type='text\/css' media='all' \/>\n<div class=\"check-loading-fee\">\n  <div class=\"check-loading-fee__inner\">\n\n    <div class=\"check-loading-fee__content\">\n      <div class=\"check-loading-fee__header\">\n\n                  <div class=\"check-loading-fee__supertitle\">\n            Load more, send more          <\/div>\n        \n                  <h2 class=\"check-loading-fee__title\">\n            Check your loading fee          <\/h2>\n        \n                  <p class=\"check-loading-fee__description\">\n            Enter a loading amount to see the estimated fee and total added to your Smiles Wallet.          <\/p>\n        \n      <\/div>\n\n          <div class=\"__button-wrapper \">\n      <a class=\"smiles_brand_button\" href=\"https:\/\/www.smileswallet.com\/app\"\n        title=\"Get started\" target=\"_blank\">\n                <span>Get started                      <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <path d=\"M12.1331 8.72279V13.2357C12.1331 13.6348 11.9746 14.0175 11.6924 14.2997C11.4102 14.5819 11.0275 14.7404 10.6285 14.7404H2.35389C1.95501 14.7404 1.57245 14.582 1.2903 14.3C1.00815 14.0181 0.849508 13.6356 0.849243 13.2367V4.96217C0.849243 4.56311 1.00777 4.1804 1.28994 3.89822C1.57212 3.61604 1.95483 3.45752 2.35389 3.45752H6.86684\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n              <path d=\"M9.8761 1.20068H14.389V5.71363\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n              <path d=\"M6.1145 9.47525L14.3891 1.20068\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n            <\/svg>\n                  <\/span>\n      <\/a>\n    <\/div>\n      <\/div>\n\n    <div class=\"check-loading-fee__simulator\">\n      <div class=\"check-loading-fee__simulator-card\">\n        <div class=\"check-loading-fee__simulator-heading\">\n          <div class=\"check-loading-fee__simulator-heading-inner\">\n            <img decoding=\"async\"\n              class=\"check-loading-fee__simulator-logo\"\n              src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/src\/images\/smilesLogo.svg\"\n              alt=\"Smiles\"\n              width=\"99\"\n              height=\"28\"\n              draggable=\"false\"\n              loading=\"lazy\" \/>\n                          <p class=\"check-loading-fee__simulator-title\">\n                Load Simulator              <\/p>\n                      <\/div>\n\n          <div class=\"check-loading-fee__simulator-field\">\n                          <p class=\"check-loading-fee__simulator-field-label\">\n                Amount to load              <\/p>\n            \n            <div class=\"check-loading-fee__simulator-input-wrapper\">\n                              <span class=\"check-loading-fee__simulator-currency-prefix\">\n                  $                <\/span>\n              \n                              <span class=\"check-loading-fee__simulator-placeholder\">\n                  500                <\/span>\n                          <\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"check-loading-fee__simulator-details\">\n          <div class=\"check-loading-fee__simulator-fees-group\">\n            <div class=\"check-loading-fee__simulator-fees\">\n\n              <div class=\"check-loading-fee__simulator-fee-row\">\n                                  <span class=\"check-loading-fee__simulator-fee-label\" data-simulator-label>\n                    Charge to debit card                  <\/span>\n                                <span class=\"check-loading-fee__simulator-fee-value\" data-simulator-value=\"charge\"><\/span>\n              <\/div>\n\n              <div class=\"check-loading-fee__simulator-fee-row\">\n                                  <span class=\"check-loading-fee__simulator-fee-label\" data-simulator-label>\n                    Loading fee (deducted)                  <\/span>\n                                <span class=\"check-loading-fee__simulator-fee-value\">\n                  <span data-simulator-value=\"fee\" class=\"check-loading-fee__simulator-fee\"><\/span>\n                                      <span class=\"check-loading-fee__simulator-tooltip\" data-simulator-tooltip hidden>\n                      <span class=\"check-loading-fee__simulator-tooltip-trigger\" tabindex=\"0\" role=\"button\" aria-label=\"More info about loading fee\">\n                        <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/check-loading-fee\/assets\/stash-question.svg\" alt=\"\" width=\"20\" height=\"20\" draggable=\"false\" \/>\n                      <\/span>\n                      <span class=\"check-loading-fee__simulator-tooltip-bubble\">\n                        Please note: This is an estimate. Your bank or card network may apply different fees.                      <\/span>\n                    <\/span>\n                                  <\/span>\n              <\/div>\n\n            <\/div>\n\n          <\/div>\n          <div class=\"check-loading-fee__simulator-divider\" aria-hidden=\"true\"><\/div>\n\n          <div class=\"check-loading-fee__simulator-total\">\n                          <span class=\"check-loading-fee__simulator-total-label\" data-simulator-label>\n                Total load amount              <\/span>\n                        <span class=\"check-loading-fee__simulator-total-value\" data-simulator-value=\"total\"><\/span>\n          <\/div>\n        <\/div>\n\n      <\/div>\n      <div class=\"check-loading-fee__simulator-bottom-circle\" aria-hidden=\"true\"><\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n\n<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/get-started-in-two-steps\/get-started-in-two-steps.css?ver=8.1.10' type='text\/css' media='all' \/>\n<div  class=\"get-started-in-two-steps\" animation-step-1=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/get-started-in-two-steps\/assets\/SmilesWallet_Step1.json\" animation-step-2=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/get-started-in-two-steps\/assets\/SmilesWallet_Step2.json\">\n  <div class=\"get-started-in-two-steps__inner\">\n    <div class=\"get-started-in-two-steps__header\">\n              <div class=\"get-started-in-two-steps__supertitle\">\n          S\u1eed d\u1ee5ng th\u1ebf n\u00e0o?        <\/div>\n      \n              <h2 class=\"get-started-in-two-steps__title\">R\u1ea5t \u0111\u01a1n gi\u1ea3n, b\u1ea1n ch\u1ec9 c\u1ea7n th\u1ef1c hi\u1ec7n \u0111\u00fang <span class=\"yellow-underline\">2 b\u01b0\u1edbc sau<\/span><\/h2>\n          <\/div>\n\n    <div class=\"get-started-in-two-steps__steps\">\n      <div class=\"get-started-in-two-steps__step-wrapper\">\n        <svg class=\"get-started-in-two-steps__step-dashed-line\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"310\" viewBox=\"0 0 50 310\" fill=\"none\">\n          <path d=\"M87.727 0.942756C87.727 0.942756 54.8552 12.5726 35.0675 24.0844C15.2799 35.5962 10.5843 51.0917 13.2344 74.5782C15.8845 98.0647 37.0418 98.6326 38.8545 92.4225C40.6673 86.2124 36.9998 84.6674 32.1205 83.8646C27.2412 83.0618 13.1051 99.0054 5.82651 117.241C-11.1187 161.093 41.7211 193.504 40.2012 231.947C38.6813 270.39 0.711166 308.795 0.711166 308.795\" stroke=\"#EFEFEF\" stroke-width=\"2\" stroke-dasharray=\"5 5\" \/>\n        <\/svg>\n        <div class=\"get-started-in-two-steps__step\">\n                      <div class=\"get-started-in-two-steps__step-label-wrapper\">\n              <h3 class=\"get-started-in-two-steps__step-label\">B\u01b0\u1edbc 1<\/h3>\n            <\/div>\n                    <div class=\"get-started-in-two-steps__step-animation\">\n          <\/div>\n                      <div class=\"get-started-in-two-steps__step-description\">N\u1ea1p ti\u1ec1n v\u00e0o v\u00ed Smiles c\u1ee7a b\u1ea1n b\u1eb1ng th\u1ebb ghi n\u1ee3 Visa ho\u1eb7c Mastercard.<\/div>\n                  <\/div>\n      <\/div>\n      <div class=\"get-started-in-two-steps__divider\"><\/div>\n      <div class=\"get-started-in-two-steps__step-wrapper\">\n        <div class=\"get-started-in-two-steps__step\">\n                      <div class=\"get-started-in-two-steps__step-label-wrapper\">\n              <h3 class=\"get-started-in-two-steps__step-label\">B\u01b0\u1edbc 2<\/h3>\n            <\/div>\n                    <div class=\"get-started-in-two-steps__step-animation\">\n          <\/div>\n                      <div class=\"get-started-in-two-steps__step-description\">G\u1eedi ti\u1ec1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o v\u1edbi s\u1ed1 ti\u1ec1n n\u1ea1p s\u1eb5n.<\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n\n              <div class=\"__button-wrapper \">\n      <a class=\"smiles_brand_button get-started-in-two-steps__btn\" href=\"https:\/\/www.smileswallet.com\/us\/vi\/huong-dan\/\"\n        title=\"See our guidelines\" target=\"\">\n                <span>See our guidelines                  <\/span>\n      <\/a>\n    <\/div>\n        <\/div>\n<\/div>\n\n<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/benefits-of-using-smiles-wallet\/benefits-of-using-smiles-wallet.css?ver=8.1.10' type='text\/css' media='all' \/>\n<div  class=\"benefits-of-using-smiles-wallet\">\n  <div class=\"benefits-of-using-smiles-wallet__inner\">\n\n    <div class=\"benefits-of-using-smiles-wallet__header\">\n              <div class=\"benefits-of-using-smiles-wallet__supertitle\">L\u1ee3i \u00edch ch\u00ednh<\/div>\n      \n              <h2 class=\"benefits-of-using-smiles-wallet__title\">\u01afu th\u1ebf v\u01b0\u1ee3t tr\u1ed9i khi s\u1eed d\u1ee5ng   <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/src\/images\/smiles-wallet.svg\" alt=\"Smiles Wallet\" width=\"348\" height=\"48\" draggable=\"false\" \/>\n<\/h2>\n          <\/div>\n\n          <div class=\"benefits-of-using-smiles-wallet__grid\">\n        <svg class=\"benefits-of-using-smiles-wallet__step-dashed-line\" width=\"48\" height=\"280\" viewBox=\"0 0 48 280\" fill=\"none\">\n          <path d=\"M-40.461 -28.951C-40.461 -28.951 -7.58918 -17.3212 12.1985 -5.80942C31.9861 5.70237 36.6817 21.1979 34.0316 44.6844C31.3815 68.1709 10.2242 68.7388 8.41144 62.5287C6.59872 56.3186 10.2662 54.7736 15.1455 53.9708C20.0248 53.168 34.1609 69.1116 41.4395 87.3468C58.3847 131.199 5.54488 163.61 7.0648 202.053C8.58473 240.496 46.5548 278.902 46.5548 278.902\" stroke=\"#EFEFEF\" stroke-width=\"2\" stroke-dasharray=\"5 5\" \/>\n        <\/svg>\n                  <div class=\"benefits-of-using-smiles-wallet__card-wrapper\">\n            <div class=\"benefits-of-using-smiles-wallet__card\">\n              <div class=\"benefits-of-using-smiles-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/twenty-four-seven.svg\" class=\"benefits-of-using-smiles-wallet__card-icon\" alt=\"Chuy\u1ec3n ti\u1ec1n thu\u1eadn ti\u1ec7n\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n              <div class=\"benefits-of-using-smiles-wallet__card-content\">\n                                  <h3 class=\"benefits-of-using-smiles-wallet__card-title\">Chuy\u1ec3n ti\u1ec1n thu\u1eadn ti\u1ec7n<\/h3>\n                                                  <p class=\"benefits-of-using-smiles-wallet__card-description\">N\u1ea1p ti\u1ec1n m\u1ed9t l\u1ea7n, g\u1eedi ti\u1ec1n nhi\u1ec1u l\u1ea7n v\u00e0o b\u1ea5t c\u1ee9 khi n\u00e0o b\u1ea1n th\u1ea5y thu\u1eadn ti\u1ec7n.<\/p>\n                              <\/div>\n            <\/div>\n          <\/div>\n                  <div class=\"benefits-of-using-smiles-wallet__card-wrapper\">\n            <div class=\"benefits-of-using-smiles-wallet__card\">\n              <div class=\"benefits-of-using-smiles-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/fast-delivery.svg\" class=\"benefits-of-using-smiles-wallet__card-icon\" alt=\"Giao d\u1ecbch nhanh ch\u00f3ng\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n              <div class=\"benefits-of-using-smiles-wallet__card-content\">\n                                  <h3 class=\"benefits-of-using-smiles-wallet__card-title\">Giao d\u1ecbch nhanh ch\u00f3ng<\/h3>\n                                                  <p class=\"benefits-of-using-smiles-wallet__card-description\">Chuy\u1ec3n ti\u1ec1n nhanh ch\u00f3ng, kh\u00f4ng c\u1ea7n ph\u1ea3i thi\u1ebft l\u1eadp ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nhi\u1ec1u l\u1ea7n.<\/p>\n                              <\/div>\n            <\/div>\n          <\/div>\n                  <div class=\"benefits-of-using-smiles-wallet__card-wrapper\">\n            <div class=\"benefits-of-using-smiles-wallet__card\">\n              <div class=\"benefits-of-using-smiles-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/budget.svg\" class=\"benefits-of-using-smiles-wallet__card-icon\" alt=\"Qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n              <div class=\"benefits-of-using-smiles-wallet__card-content\">\n                                  <h3 class=\"benefits-of-using-smiles-wallet__card-title\">Qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch<\/h3>\n                                                  <p class=\"benefits-of-using-smiles-wallet__card-description\">Ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd ng\u00e2n s\u00e1ch chuy\u1ec3n ti\u1ec1n h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n<\/p>\n                              <\/div>\n            <\/div>\n          <\/div>\n                  <div class=\"benefits-of-using-smiles-wallet__card-wrapper\">\n            <div class=\"benefits-of-using-smiles-wallet__card\">\n              <div class=\"benefits-of-using-smiles-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/right-time.svg\" class=\"benefits-of-using-smiles-wallet__card-icon\" alt=\"T\u1ed1i \u01b0u t\u1ef7 gi\u00e1\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n              <div class=\"benefits-of-using-smiles-wallet__card-content\">\n                                  <h3 class=\"benefits-of-using-smiles-wallet__card-title\">T\u1ed1i \u01b0u t\u1ef7 gi\u00e1<\/h3>\n                                                  <p class=\"benefits-of-using-smiles-wallet__card-description\">Linh ho\u1ea1t ch\u1ecdn th\u1eddi \u0111i\u1ec3m chuy\u1ec3n ti\u1ec1n \u0111\u1ec3 h\u01b0\u1edfng m\u1ee9c t\u1ef7 gi\u00e1 c\u00f3 l\u1ee3i nh\u1ea5t.<\/p>\n                              <\/div>\n            <\/div>\n          <\/div>\n                  <div class=\"benefits-of-using-smiles-wallet__card-wrapper\">\n            <div class=\"benefits-of-using-smiles-wallet__card\">\n              <div class=\"benefits-of-using-smiles-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/easy-to-use.svg\" class=\"benefits-of-using-smiles-wallet__card-icon\" alt=\"D\u1ec5 d\u00e0ng s\u1eed d\u1ee5ng\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n              <div class=\"benefits-of-using-smiles-wallet__card-content\">\n                                  <h3 class=\"benefits-of-using-smiles-wallet__card-title\">D\u1ec5 d\u00e0ng s\u1eed d\u1ee5ng<\/h3>\n                                                  <p class=\"benefits-of-using-smiles-wallet__card-description\">Giao di\u1ec7n tr\u1ef1c quan, d\u1ec5 d\u00e0ng thao t\u00e1c cho m\u1ecdi \u0111\u1ed1i t\u01b0\u1ee3ng.<\/p>\n                              <\/div>\n            <\/div>\n          <\/div>\n                  <div class=\"benefits-of-using-smiles-wallet__card-wrapper\">\n            <div class=\"benefits-of-using-smiles-wallet__card\">\n              <div class=\"benefits-of-using-smiles-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/secure.svg\" class=\"benefits-of-using-smiles-wallet__card-icon\" alt=\"An to\u00e0n v\u00e0 b\u1ea3o m\u1eadt\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n              <div class=\"benefits-of-using-smiles-wallet__card-content\">\n                                  <h3 class=\"benefits-of-using-smiles-wallet__card-title\">An to\u00e0n v\u00e0 b\u1ea3o m\u1eadt<\/h3>\n                                                  <p class=\"benefits-of-using-smiles-wallet__card-description\">C\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt, \u0111\u1ea3m b\u1ea3o ti\u1ec1n c\u1ee7a b\u1ea1n lu\u00f4n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 an to\u00e0n tuy\u1ec7t \u0111\u1ed1i..<\/p>\n                              <\/div>\n            <\/div>\n          <\/div>\n              <\/div>\n    \n              <div class=\"__button-wrapper \">\n      <a class=\"smiles_brand_button benefits-of-using-smiles-wallet__btn\" href=\"https:\/\/www.smileswallet.com\/app\"\n        title=\"Gi\u1ea3 l\u1eadp giao d\u1ecbch\" target=\"_blank\">\n                <span>Gi\u1ea3 l\u1eadp giao d\u1ecbch                      <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n              <path d=\"M12.1331 8.72279V13.2357C12.1331 13.6348 11.9746 14.0175 11.6924 14.2997C11.4102 14.5819 11.0275 14.7404 10.6285 14.7404H2.35389C1.95501 14.7404 1.57245 14.582 1.2903 14.3C1.00815 14.0181 0.849508 13.6356 0.849243 13.2367V4.96217C0.849243 4.56311 1.00777 4.1804 1.28994 3.89822C1.57212 3.61604 1.95483 3.45752 2.35389 3.45752H6.86684\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n              <path d=\"M9.8761 1.20068H14.389V5.71363\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n              <path d=\"M6.1145 9.47525L14.3891 1.20068\" stroke=\"white\" stroke-width=\"1.69847\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n            <\/svg>\n                  <\/span>\n      <\/a>\n    <\/div>\n      \n  <\/div>\n<\/div>\n\n<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/loading-your-wallet\/loading-your-wallet.css?ver=8.1.10' type='text\/css' media='all' \/><div  class=\"loading-your-wallet\">\n  <div class=\"loading-your-wallet__inner\">\n\n    <div class=\"loading-your-wallet__header\">\n              <div class=\"loading-your-wallet__supertitle\">N\u1ea1p ti\u1ec1n v\u00e0o v\u00ed Smiles c\u1ee7a b\u1ea1n<\/div>\n      \n              <h2 class=\"loading-your-wallet__title\">N\u1ea1p ti\u1ec1n t\u1ee9c th\u00ec b\u1eb1ng:<\/h2>\n          <\/div>\n\n          <div class=\"loading-your-wallet__grid\">\n        <svg class=\"loading-your-wallet__step-dashed-line\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"184\" viewBox=\"0 0 50 184\" fill=\"none\">\n          <path d=\"M87.727 0.942756C87.727 0.942756 54.8552 12.5726 35.0675 24.0844C15.2799 35.5962 10.5843 51.0917 13.2344 74.5782C15.8845 98.0647 37.0418 98.6326 38.8545 92.4225C40.6673 86.2124 36.9998 84.6674 32.1205 83.8646C27.2412 83.0618 13.1051 99.0054 5.82651 117.241C-11.1187 161.093 41.7211 193.504 40.2012 231.947C38.6813 270.39 0.711166 308.795 0.711166 308.795\" stroke=\"#EFEFEF\" stroke-width=\"2\" stroke-dasharray=\"5 5\" \/>\n        <\/svg>\n                  <div class=\"loading-your-wallet__card\">\n            <div class=\"loading-your-wallet__card-header\">\n              <div class=\"loading-your-wallet__card-icon-wrapper\">\n                                  <img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/05\/card.svg\" class=\"loading-your-wallet__card-icon\" alt=\"Th\u1ebb ghi n\u1ee3 (Th\u1ebb Debit)\" draggable=\"false\" loading=\"lazy\" \/>                              <\/div>\n                              <h3 class=\"loading-your-wallet__card-title\">Th\u1ebb ghi n\u1ee3 (Th\u1ebb Debit)<\/h3>\n                          <\/div>\n\n                                      <ul class=\"loading-your-wallet__card-list\">\n                                  <li class=\"loading-your-wallet__card-list-item\">\n                    <span class=\"loading-your-wallet__card-list-check\">\n                      <svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path d=\"M12.3333 1L4.99996 8.33333L1.66663 5\" stroke=\"#31AE53\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                      <\/svg>\n                    <\/span>\n                    <span class=\"loading-your-wallet__card-list-text\">Chuy\u1ec3n ti\u1ec1n theo th\u1eddi gian th\u1ef1c (nh\u1eadn ti\u1ec1n ngay l\u1eadp t\u1ee9c)<\/span>\n                  <\/li>\n                                  <li class=\"loading-your-wallet__card-list-item\">\n                    <span class=\"loading-your-wallet__card-list-check\">\n                      <svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path d=\"M12.3333 1L4.99996 8.33333L1.66663 5\" stroke=\"#31AE53\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                      <\/svg>\n                    <\/span>\n                    <span class=\"loading-your-wallet__card-list-text\">Ph\u00ed giao d\u1ecbch t\u00ednh theo ph\u1ea7n tr\u0103m (%) s\u1ed1 ti\u1ec1n n\u1ea1p<\/span>\n                  <\/li>\n                                  <li class=\"loading-your-wallet__card-list-item\">\n                    <span class=\"loading-your-wallet__card-list-check\">\n                      <svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path d=\"M12.3333 1L4.99996 8.33333L1.66663 5\" stroke=\"#31AE53\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                      <\/svg>\n                    <\/span>\n                    <span class=\"loading-your-wallet__card-list-text\">Y\u00eau c\u1ea7u x\u00e1c th\u1ef1c d\u00e3y 16 s\u1ed1 tr\u00ean th\u1ebb v\u00e0 m\u00e3 b\u1ea3o m\u1eadt CVV.<\/span>\n                  <\/li>\n                              <\/ul>\n                      <\/div>\n              <\/div>\n    \n              <div class=\"__button-wrapper \">\n      <a class=\"smiles_brand_button loading-your-wallet__btn\" href=\"https:\/\/www.smileswallet.com\/us\/vi\/huong-dan\/\"\n        title=\"Xem h\u01b0\u1edbng d\u1eabn\" target=\"\">\n                <span>Xem h\u01b0\u1edbng d\u1eabn                  <\/span>\n      <\/a>\n    <\/div>\n      \n  <\/div>\n<\/div>\n\n<link rel='stylesheet' href='https:\/\/www.smileswallet.com\/us\/wp-content\/themes\/smilesremit\/inc\/blocks\/important-information\/important-information.css?ver=8.1.10' type='text\/css' media='all' \/>\n<div  class=\"important-information\">\n  <div class=\"important-information__inner\">\n          <h2 class=\"important-information__title\">Th\u00f4ng tin quan tr\u1ecdng<\/h2>\n    \n    \n          <ul class=\"important-information__list\">\n                  <li class=\"important-information__list-item\">\n            <span class=\"important-information__list-dot\"><\/span>\n            <span class=\"important-information__list-text\">Ti\u1ec1n trong V\u00ed Smiles ch\u1ec9 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch chuy\u1ec3n ti\u1ec1n<\/span>\n          <\/li>\n                  <li class=\"important-information__list-item\">\n            <span class=\"important-information__list-dot\"><\/span>\n            <span class=\"important-information__list-text\">S\u1ed1 d\u01b0 t\u1ed1i \u0111a trong v\u00ed l\u00e0 $5.000 v\u00e0 h\u1ea1n m\u1ee9c n\u1ea1p ti\u1ec1n t\u1ed1i \u0111a m\u1ed7i ng\u00e0y l\u00e0 $1.000<\/span>\n          <\/li>\n                  <li class=\"important-information__list-item\">\n            <span class=\"important-information__list-dot\"><\/span>\n            <span class=\"important-information__list-text\">Ti\u1ec1n trong v\u00ed kh\u00f4ng ph\u00e1t sinh l\u00e3i su\u1ea5t.<\/span>\n          <\/li>\n                  <li class=\"important-information__list-item\">\n            <span class=\"important-information__list-dot\"><\/span>\n            <span class=\"important-information__list-text\">V\u00ed Smiles kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1edfi FDIC; tuy nhi\u00ean, ti\u1ec1n c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c k\u00fd g\u1eedi t\u1ea1i m\u1ed9t t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00f3 b\u1ea3o hi\u1ec3m FDIC.<\/span>\n          <\/li>\n                  <li class=\"important-information__list-item\">\n            <span class=\"important-information__list-dot\"><\/span>\n            <span class=\"important-information__list-text\">B\u1ea1n c\u00f3 th\u1ec3 n\u1ea1p ti\u1ec1n b\u1eb1ng \u0111\u00f4 la M\u1ef9 (USD) v\u1edbi th\u1ebb ghi n\u1ee3 Visa ho\u1eb7c Mastercard.<\/span>\n          <\/li>\n              <\/ul>\n      <\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":32,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-canvas.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2420","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Introduction - Smiles Wallet<\/title>\n<meta name=\"description\" content=\"V\u00ed Smiles l\u00e0 m\u1ed9t t\u00ednh n\u0103ng \u0111\u1ed9c quy\u1ec1n t\u1eeb Chuy\u1ec3n ti\u1ec1n Smiles, cho ph\u00e9p b\u1ea1n gi\u1eef ti\u1ec1n trong t\u00e0i kho\u1ea3n v\u00ed v\u00e0 ch\u1ee7 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.smileswallet.com\/us\/vi\/introduction-vi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Introduction - Smiles Wallet\" \/>\n<meta property=\"og:description\" content=\"V\u00ed Smiles l\u00e0 m\u1ed9t t\u00ednh n\u0103ng \u0111\u1ed9c quy\u1ec1n t\u1eeb Chuy\u1ec3n ti\u1ec1n Smiles, cho ph\u00e9p b\u1ea1n gi\u1eef ti\u1ec1n trong t\u00e0i kho\u1ea3n v\u00ed v\u00e0 ch\u1ee7 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.smileswallet.com\/us\/vi\/introduction-vi\/\" \/>\n<meta property=\"og:site_name\" content=\"Smiles Mobile Remittance - US\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-01T03:37:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.smileswallet.com\/us\/wp-content\/uploads\/sites\/12\/2026\/06\/smiles-general-background.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" 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