Everyday Great Rate: How Smiles Supports Migrants Every Day
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For millions of migrants, sending money home is more than just a transaction. It is love, support and responsibility. Smiles Mobile Remittance understands this. As Japan’s absolute no. 1 mobile remittance app, Smiles works to make life better for migrants and their families.
With its “Everyday Great Rate” promise, Smiles makes sure every customer gets the best exchange rate for their hard-earned money, together with fast service, strong connections and real community care.
What Everyday Great Rate Means
At Smiles, the Everyday Great Rate stands on four strong pillars: rate, service, connections and community.
Everyday Great Rate
Smiles offer the best exchange rate for your hard-earned money every day, not just during special campaigns. Unlike other providers that only offer higher rates for promotions or new users, Smiles provides fair, transparent and competitive rates to everyone. Whether you send money weekly, monthly or only in emergencies, you know your money goes further.
Everyday Great Service
Smiles is powered by Digital Wallet, an AI × Fintech company that makes remittances faster, safer and more affordable. By cutting unnecessary costs, Smiles turns those savings into better service, secure transfers, quick processing and an easy-to-use app. Every update is designed with the user in mind.
Everyday Great Connections
Each transfer carries a meaningful connection. Smiles believes that trust is the foundation of every remittance. That’s why Smiles partners only with reliable banks, both in Japan and abroad, to ensure smooth, safe and cost-efficient transfers. From the Philippines, Vietnam, Nepal, Indonesia and other countries, Smiles connect migrant workers to their loved ones with confidence and care.
Everyday Great Community
Smiles is built around people. Through loyalty rewards like Smiles Points, sponsorships, community projects and customer-centered campaigns, the company continues to give back to the migrants it serves. The “One Million Smiles” program supports families in need and turns technology into real community impact.




Behind every transaction carries a touching story, a story of sacrifice, love and hope. That is why the Everyday Great Rate is not just a tagline. It is Smiles’ commitment to honor your hard work and protect the people you love.
How the Number One Fintech Company From Japan Offers the Best Rate
Smiles continues to deliver Japan’s best exchange rate through innovation and strong partnerships, proving how the number one fintech company from Japan makes life better for migrants.
1. Reliable partnerships
Smiles believes that each transfer carries a meaningful connection. That’s why it always works with trusted banks in Japan and destination banks abroad to give you the best conditions and smooth connections.

2. Powered by AI × Fintech
By combining AI and Fintech, Smiles streamlines its systems to reduce unnecessary costs and turn those savings into better services, higher rates and lower fees for you.
3. Continuous improvement
Smiles regularly updates its systems to make remittances faster, more secure and more reliable, giving customers better value every day.
Beyond Remittances: Giving Back to the Community
Smiles is more than a remittance app, it’s a community partner that truly cares. Through transparent fees, the Smiles Points system, sponsor events and special campaigns, Smiles rewards loyal users and supports migrant communities.
The One Million Smiles Program, launched in 2021 after requests from Filipino customers, started with food packages for 100 families during the holidays. It has since grown to include school supplies, community aid and other CSR projects that help families in need.



And beyond remittances, Smiles continues to give back through fee transparency, Smiles points, sponsoring events, community contributions and CSR activities that make a lasting difference.
With Smiles Mobile Remittance, you don’t just send money. You send care, opportunity and peace of mind, powered by one of Japan’s leading fintech companies that makes life better for migrants across the world.