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Help Center > Guidelines > How to Receive

How to Receive

2 ways to receive money

1
Beneficiary has no bank account and prefers to go to cash pickup center
Cash pickup
How to
2
Prefer to send money directly to the beneficiary’s bank account
Bank account
Reminders
3
Cash is delivered to the beneficiary’s home. An official representative will bring the money to the registered address.
Home Delivery
How to



How to do cash pickup

arrow Step 1 Checkmark aside wallet signifying notification of some receipt

Receive notification

After you remit, you will be notified via the Smiles app when the money is ready to be picked up.

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arrow Step 2 illustration showing user at cash pickup location

Go to cash pickup location

Beneficiary needs:

  • Reference number*
  • Remit amount*
  • Remitter’s name*
  • Gov’t issued ID document

*Shared by the remitter

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arrow Step 3 illustration showing one hand putting money in another

Receive money

After your beneficiary receives the money, the status of the transaction on the app will be displayed as “Received”.

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Bank transfer reminder

smiles paper clip
  • Check if the beneficiary’s bank account information is correct before sending money through the Smiles app.​
  • Be sure to enter the correct bank account name when you are registering the beneficiary’s name.
  • Please input the correct bank account number (not the card number).
  • Depending on the destination country, it may take some time for the beneficiary’s bank to process the transaction.
  • If you send money on a weekend or a local holiday, the remittance transaction may be processed on the next business day.​



How to receive cash at home

Only available for remittances to Vietnam

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Recipient confirmation

Smiles will contact the beneficiary to confirm basic transaction details, address and preferred time for receiving the money.

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arrow Step 2 illustration showing one hand putting money in another

Receive money

The beneficiary must be present at the agreed location at the scheduled time and provide their national identity card or passport to receive the money.

Note: The transaction status will be updated at the end of the business day in Vietnam.

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FAQs

Yes, you can add your own foreign bank account as a beneficiary.

To add your own foreign bank account, please follow the instructions below:

To check the specific cash pickup location (outlet) of your remittance for your beneficiary, please follow the instructions below:

  1. Open the Smiles app
  2. Tap on "History"
  3. Select your transaction
  4. Find the specific cash pickup location under "Ready for cash pick up"

To register a new beneficiary, please follow the instructions below:

See guidelines here

To register a joint bank account as a beneficiary, please follow the instructions below:

See guidelines here

Important note: Enter the first name of the account holder in the "Surname" field, include "and/or", and then add the second account holder's first name in the "First Name" field.

Other guidelines

tori flying over with a money bag
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