Home » Guidelines » How to Receive

Help Center

book icon Guidelines comments icon FAQs Contact Us smiles help center icon Scam Awareness
Help Center > Guidelines > How to Receive

How to Receive

2 ways to receive money

1
Beneficiary has no bank account and prefers to go to cash pickup center
Cash pickup
How to
2
Prefer to send money directly to the beneficiary’s bank account
Bank account
Reminders



How to do cash pickup

arrow Step 1 Checkmark aside wallet signifying notification of some receipt

Receive notification

After you remit, you will be notified via the Smiles app when the money is ready to be picked up.

arrow
arrow Step 2 illustration showing user at cash pickup location

Go to cash pickup location

Beneficiary needs:

  • Reference number*
  • Remit amount*
  • Remitter’s name*
  • Gov’t issued ID document

*Shared by the remitter

arrow
arrow Step 3 illustration showing one hand putting money in another

Receive money

After your beneficiary receives the money, the status of the transaction on the app will be displayed as “Received”.

arrow



Bank transfer reminder

smiles paper clip
  • Check if the beneficiary’s bank account information is correct before sending money through the Smiles app.​
  • Be sure to enter the correct bank account name when you are registering the beneficiary’s name.
  • Please input the correct bank account number (not the card number).
  • Depending on the destination country, it may take some time for the beneficiary’s bank to process the transaction.
  • If you send money on a weekend or a local holiday, the remittance transaction may be processed on the next business day.​

FAQs

Yes, you can add your own foreign bank account as a beneficiary. 

To add your own foreign bank account, please follow the instructions below:
See guideline

To check the specific cash pickup location (outlet) of your remittance, please follow the instructions below:

1) Open the Smiles app
2) Tap on "History"
3) Select your transaction 
4) You can find the specific cash pickup location under "Ready for cash pick up"

To register a new beneficiary, please follow the instructions below:

See guidelines

To register a joint bank account as new beneficiary, please follow the instructions below:

See guidelines

Important: Enter the first account holder's name in the "Surname" field, include "and/or", and then add the second account holder's name in the "First Name" field."

Other guidelines

flying Tori
tori's flight path tori flying over with a money bag
footer_smile_logo