How-to Guidelines How to Load

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How to Load

2 ways to load

1
Select me for faster and easier loading
In-app e-Transfer
How to
2
Select me if you don’t mind a few hours wait
Direct e-Transfer
How to



In-app e-Transfer

1. Tap “Load”​
2. Input or select a loading amount
3. Select “In-app”. You can also save this as your default load method for faster transactions!
4. Tap “Next”, confirm the amount to be loaded into your Smiles Wallet, and tap “Load” to proceed
5. Tap “OK” to move to our payment provider
6. Enter the “2FA security code” that you received via SMS and tap “CONTINUE CHECKOUT”
7. Login to your online banking, set the sending account, and tap “Continue”
*Please note that the screen may be different depending on your bank
8. Confirm the sending details, then tap “Send Now”. When you successfully made a payment, tap “Home” to go back to Smiles app
9. Refresh your screen by closing the Smiles app and opening it again to see your updated balance. It may take 3 to 5 minutes to see the loaded amount in your balance.


Direct e-Transfer

1. Tap “Load”​
2. Input or select a loading amount
3. Select “Direct”. You can also save this as your default load method for faster transactions!
4. Tap “Next”, confirm the amount to be loaded into your Smiles Wallet, and tap “Load” to proceed
5. Tap “OK” to move to our payment provider
6. Enter the “2FA security code” that you received via SMS and tap “CONTINUE CHECKOUT”
7. Login to your online banking account and do the e-Transfer with the details below
8. After completing the e-Transfer, tap 
“I HAVE SENT THE E-TRANSFER”
9. Check the e-Transfer status and wait for it to reflect in your Smiles app balance

FAQs

You can load up to $4,000,000 on the Smiles app.

No, Smiles does not accept credit card payments. All transactions must be done via bank transfer.

No, you are not allowed to use someone else’s bank account to load to your app’s digital wallet. You can only use either your own assigned Smiles Wallet Card or any of your Canadian bank accounts.

Other guidelines

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