02.21.2025

Which Loading Method is Right for You? Smiles In-App vs. Classic eTransfer!

Smiles Mobile Remittance makes sending money easier than ever starting February 2025, here are the two simple options:

1. Simplified In-App eTransfer

Looking for the fastest, smoothest way to load your Smiles wallet? The In-App eTransfer is your best bet!

✅ No extra fee – what you load is what you get!
✅ Lightning-fast & automated – say goodbye to long waiting times!
✅ Super safe – directly linked to your bank for secure transactions!

How it works:

Tap Load on the Smiles app
Input your load amount
Select In-App as your payment method
Choose your bank and tap Pay Now
Log in, confirm, and boom—your money is in your Smiles wallet!

Best for: Anyone who loves speed, security, and hassle-free transactions!

2. Classic eTransfer (Formerly Direct eTransfer)

For those who bank with Neo Financial or Desjardins, we’ve got you covered with the Classic eTransfer (formerly called Direct eTransfer).

✅ Now more reliable – improved process for faster deposits!
✅ Perfect for banks without direct In-App support
✅ Only a small 20-cent fee added – still one of the best deals around!

How it works:
1. Tap Load and enter your desired amount
2. Choose Classic eTransfer
3. Follow the instructions on PaySimply
4. Manually send an e-Transfer from your bank
5. Confirm and wait for your Smiles balance to update

Best for: Neo Financial, Desjardins, or users who prefer manual transfers.

Which One Should You Use? 🤔

💡 If your bank supports it, go for In-App eTransfer – it’s faster, safer, and hassle-free!
💡 If you bank with Neo Financial or Desjardins, use Classic eTransfer for a reliable deposit option.