Free Remittance by Inviting Friends

Sending money from Singapore to Philippines doesn’t always have to come with fees.

With Smiles Mobile Remittance, you can enjoy free money transfers by collecting points through simple activities such as inviting friends and making regular remittances.

The Smiles Points System is designed to reward both new and existing users with real savings on every transfer.

What Is the Smiles Points System?

The Smiles Points System is a loyalty program that allows users to earn points through various activities on the Smiles app.
These points reduce service fees or even make eligible transfers free of charge.

This means the more you use Smiles, the more you save.

Invite Your Friends

Every Smiles user receives a unique referral code made up of letters and numbers.
You can find this code easily in the Menu tab of the app.
You can share the QR code with:

• Friends
• Family members
• Colleagues
• Community members

Once your referred friend completes their first remittance, Smiles will add 100 points to your account automatically.

How to Earn Smiles Points

You can earn points by doing one or more of the following:

• 💸 Every remittance: +25 points
• 🤝 Invite friends: +100 points

Please note that 100 points = 1 SGD, which can be used to offset transfer fees.

How to Use Your Points

You can apply points directly during the remittance process to lower service fees.
With enough points, you can enjoy free money transfers, depending on the applicable terms.

Points will be automatically deducted when used in eligible transactions.

Start Sending Money for Free

With Smiles, you can enjoy the Everyday Great Rate so your loved ones receive more, 24/7 remittance access to send money anytime and anywhere, fast and secure transfers, and a simple mobile app designed for your convenience. Invite friends today, collect points, and experience smarter, more affordable money transfers with Smiles Mobile Remittance.