5 Philippine Bank Accounts OFWs Can Open Online Even While in Canada

Managing your finances in the Philippines while working in Canada doesn’t have to be complicated. Many Philippine banks now offer accounts that OFWs can open online from Canada, allowing you to manage your money anytime, anywhere. In this guide, we’ll show you the top Philippine bank accounts OFWs can open online in Canada, including their benefits, requirements, and simple steps to start your account today.

1.BDO Unibank | Kabayan Savings Account

BDO offers one of the most popular savings accounts for Overseas Filipino Workers. The Kabayan Savings Account specifically supports remittance senders and beneficiaries.

Key benefits include:

• Zero maintaining balance with regular remittance
• Easy remittance linking
• ATM debit card and passbook
• Access to online banking

Additionally, the account only requires a ₱100 initial deposit, which makes it accessible to many OFWs.

How to Open the Account

1. Visit the BDO Kabayan Savings page.
2. Complete the online application form.
3. Upload a valid ID and verification documents.
4. Attend the required video verification with a BDO representative.
5. Fund the account through remittance or online deposit.

Requirements

• Valid ID such as passport
• Selfie holding your ID
• Overseas address
• Initial deposit (₱100 or $100 depending on account type)

Reference: BDO Kabayan Savings

2.Bank of the Philippine Islands | BPI Online Savings Account

BPI is one of the oldest and most trusted banks in the Philippines. It offers strong digital banking services through its mobile app.

Key benefits include:

• Easy online account opening
• Secure mobile banking
• Convenient transfers and bill payments
• International banking support

Because of these features, BPI is among the most trusted Philippine bank accounts OFWs can open online in Canada.

How to Open the Account

1. Download the BPI mobile app.
2. Select Open a new account.
3. Upload identification documents.
4. Complete the identity verification.
5. Wait for approval and account activation.

Some BPI accounts can be opened fully online by uploading ID documents through the mobile app.

Requirements

• Valid government-issued ID (passport, UMID, driver’s license, etc.)
• Email address and mobile number
• Personal information for identity verification

Reference: Bank of the Philippine Islands

3.UnionBank of the Philippines | Digital Savings Account

UnionBank is widely known for its digital banking innovation. In fact, many customers can open an account entirely through their mobile phone.

Key benefits include:

• Fully digital onboarding
• Fast approval process
• Real-time transfers
• Visa debit card access

Because of these features, UnionBank is one of the easiest Philippine bank accounts OFWs can open online in Canada.

How to Open the Account

1. Download the UnionBank mobile app.
2. Tap Open an Account.
3. Enter your email and mobile number.
4. Upload a valid ID.
5. Complete selfie verification and wait for approval.

Most applications receive approval within about 24 hours after submission.

Requirements

• Valid government-issued ID (passport, UMID, driver’s license, etc.)
• Email address and mobile number
• Personal information for identity verification

Reference: UnionBank of the Philippines

4.Metrobank | OFW Savings Account

Metrobank offers dedicated banking services for Filipinos working overseas. The bank supports remittance integration and digital banking access.

Key benefits include:

• International remittance support
• Strong customer support for OFWs
• Secure online banking platform
• Wide ATM network in the Philippines

Because of these benefits, Metrobank is another reliable option for Philippine bank accounts OFWs can open online in Canada.

How to Open the Account

1. Visit Metrobank’s official website.
2. Choose the savings account option.
3. Fill out the application form.
4. Submit identification documents.
5. Wait for account approval.

Requirements

• Valid government-issued ID (passport, UMID, driver’s license, etc.)
• Overseas employment proof
• Overseas address
• Email address and mobile number
• Personal information for identity verification
• Initial deposit

Reference: Metrobank

5.Security Bank | Easy Savings Account

Security Bank continues to expand its digital banking services. Many Filipinos abroad prefer it for its simple account opening process and modern mobile banking features.

Key benefits include:

• Simple online application
• Mobile banking access
• Secure transactions
• Easy transfers and payments

Because of these advantages, Security Bank also ranks among the Philippine bank accounts OFWs can open online in Canada.

How to Open the Account

1. Download the Security Bank mobile banking app.
2. Select Open a Savings Account.
3. Fill out the online form.
4. Upload identification documents.
5. Complete digital verification.

Requirements

• Valid government-issued ID (passport, UMID, driver’s license, etc.)
• Email address and mobile number
• Personal information for identity verification

Final Thoughts of Choosing Bank Account

Opening a bank account in the Philippines is now easier for Overseas Filipino Workers. Thanks to digital banking, several Philippine bank accounts OFWs can open online in Canada allow remote verification and online onboarding.

By choosing the right bank, OFWs can easily manage their finances, send remittances, and support their families back home.

Before applying, always check the official website of the bank to confirm the latest requirements and procedures.